For Sale
Condo for sale at 12011 Front Beach Rd #1004B, Panama City Beach, FL 32407 | MLS# 784981 | Listing updated on 2026-09-10
Photo 1 of Condo for sale at 12011 Front Beach Rd #1004B, Panama City Beach, FL 32407 | MLS# 784981 | Listing updated on 2026-09-10
Photo 2 of Condo for sale at 12011 Front Beach Rd #1004B, Panama City Beach, FL 32407 | MLS# 784981 | Listing updated on 2026-09-10
Photo 3 of Condo for sale at 12011 Front Beach Rd #1004B, Panama City Beach, FL 32407 | MLS# 784981 | Listing updated on 2026-09-10
Photo 4 of Condo for sale at 12011 Front Beach Rd #1004B, Panama City Beach, FL 32407 | MLS# 784981 | Listing updated on 2026-09-10
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Street View

$429,900

Monthly Est:$2,140

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,076sqft

12011 Front Beach Rd #1004B, Panama City Beach, FL 32407

$2,140/moEst:

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  • Condominium

  • Built in 2005

  • $977/mo HOA

  • -- sqft lot

  • $400/sq.ft

Description

Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and conveni...

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  • Houzeo last checked: 0 minutes ago
  • Listing updated: September 10, 2026 at 1:26 pm
  • Listing Provided by: Michele Morros (850) 258-9878 DRE #3085018, Ann Wohlford (850) 624-6909 DRE #3196138 | Keller Williams Success Realty (850) 249-0313
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784981 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
12011 Front Bch Rd
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2005

  • HOA Fees

    $977/mo

  • Finished Area

    1,076 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    784981

  • MLS Status

    Active

  • Days on Market

    221

  • Cumulative Days on Market

    212

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HOA Management

N/A

HOA Fees

$977/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Cable TV Cable TV

Water Water

Insurance Insurance

Club House Club House

Internet Internet

Trash Pickup Trash Pickup

Sewer Sewer

Spa Spa

Beach Beach

PestControl PestControl

AssociationManagement AssociationManagement

Pools Pools

FitnessFacility FitnessFacility

Barbecue Barbecue

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 100.00 Square Feet

    Dimensions: 10 x 10

  • LivingRoom

    Level: First

    Area: 270.00 Square Feet

    Dimensions: 18 x 15

  • PrimaryBedroom

    Level: First

    Area: 187.00 Square Feet

    Dimensions: 17 x 11

Interior

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

  • Interior Features

    Balcony, Double Vanity, Main Level Primary, Separate Shower

  • Appliances

    Washer Dryer Stacked, Electric Oven

  • Cooling

    Central Air, Ceiling Fans

Construction

  • Year Built

    Year Built: 2005

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Pool Features

    Electric Heat, In Ground, Community

  • Laundry Features

    Stacked

  • Security Features

    Fire Sprinkler System, Fire Alarm

  • Association Amenities

    Beach Rights, Barbecue, Spa Hot Tub

  • Parking Features

    Paved

Other Features

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Sterling Reef

  • Community Features

    Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Waterfront, Community Pool, Short Term Rental Allowed

  • Lot Features

    Paved

Price History

DateEventPrice

07/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784981

Price Decreased

$429,900 -2.30%

$400/sqft

07/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784981

Price Decreased

$440,000 -1.12%

$409/sqft

04/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784981

Price Decreased

$445,000 -7.29%

$414/sqft

02/10/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784981

Price Decreased

$480,000 -3.40%

$446/sqft

08/01/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #765242

Price Decreased

$496,900 -0.60%

$462/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 09:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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