- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$419,000
Monthly Est:$2,086
2 Beds
- 2 Baths
2 full baths
1,076sqft
12011 Front Beach Rd #1004B, Panama City Beach, FL 32407
$419,000
$2,086/moEst:
Get Pre-Approved
Condominium
Built in 2005
$977/mo HOA
-- sqft lot
$389/sq.ft
Description
Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!
- Houzeo last checked: 8 minutes ago
- Listing updated: October 30, 2026 at 9:12 pm
- Listing Provided by: Michele Morros (850) 258-9878 DRE #3085018, Ann Wohlford (850) 624-6909 DRE #3196138 | Keller Williams Success Realty (850) 249-0313
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784981

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$977/mo
Finished Area
1,076 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
784981
MLS Status
Active
Days on Market
267
Cumulative Days on Market
262

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$977/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Spa
Sewer
Insurance
Internet
Water
Trash Pickup
Club House
Cable TV
Beach
Pools
PestControl
FitnessFacility
AssociationManagement
Barbecue
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Bedroom
Level: First
Area: 100.00 Square Feet
Dimensions: 10 x 10
LivingRoom
Level: First
Area: 270.00 Square Feet
Dimensions: 18 x 15
PrimaryBedroom
Level: First
Area: 187.00 Square Feet
Dimensions: 17 x 11
Interior
Heating
Central, Electric
Cooling
Central Air, Ceiling Fans
Sewer
Public Sewer
Appliances
Washer Dryer Stacked, Electric Oven
Interior Features
Balcony, Double Vanity, Main Level Primary, Separate Shower
Construction
Year Built
Year Built: 2005
Home type
Condominium
Architectural Style
High Rise
Utilities & Energy
Pool Features
Electric Heat, In Ground, Community
Security Features
Fire Sprinkler System, Fire Alarm
Parking Features
Paved
Laundry Features
Stacked
Association Amenities
Beach Rights, Barbecue, Spa Hot Tub
Other Features
Patio And Porch Features
Balcony
Lot Features
Paved
Subdivision Name
Sterling Reef
Community Features
Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Pool, Waterfront, Community Pool, Short Term Rental Allowed
Price History
| Date | Event | Price |
|---|---|---|
10/12/2026 Source: | Price Decreased | $419,000 -2.54% $389/sqft |
07/29/2026 Source: | Price Decreased | $429,900 -2.30% $400/sqft |
07/14/2026 Source: | Price Decreased | $440,000 -1.12% $409/sqft |
04/17/2026 Source: | Price Decreased | $445,000 -7.29% $414/sqft |
02/10/2026 Source: | Price Decreased | $480,000 -3.40% $446/sqft |
Show more
Nearby Homes
Find Homes by Property Features in Panama City Beach, FL
Nearby New Homes For Sale
Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC










