Pending
Price CutPrice Drop: $20K (10/31)
Sale Pending at 12011 Front Beach Rd #1902B, Panama City Beach, FL 32407 | MLS# 789284 | Listing updated on 2026-10-31
Photo 1 of Sale Pending at 12011 Front Beach Rd #1902B, Panama City Beach, FL 32407 | MLS# 789284 | Listing updated on 2026-10-31
Photo 2 of Sale Pending at 12011 Front Beach Rd #1902B, Panama City Beach, FL 32407 | MLS# 789284 | Listing updated on 2026-10-31
Photo 3 of Sale Pending at 12011 Front Beach Rd #1902B, Panama City Beach, FL 32407 | MLS# 789284 | Listing updated on 2026-10-31
Photo 4 of Sale Pending at 12011 Front Beach Rd #1902B, Panama City Beach, FL 32407 | MLS# 789284 | Listing updated on 2026-10-31
41+
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Street View

$419,900

Monthly Est:$2,090

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,076sqft

12011 Front Beach Rd #1902B, Panama City Beach, FL 32407

$2,090/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2005

  • $980/mo HOA

  • -- sqft lot

  • $390/sq.ft

Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'! Experience coastal living at its finest in this stunning 19th floor penthouse Gulf-front condo at Sterling Reef Condominiums. This beautifully updated two-bedroom, two-bath residence offers breathtaking views of the turquoise and emerald-green waters of the Gulf, perfectly complemented by sugar-white sands stretching for miles.

Designed for both comfort and style, this turnkey-rental ready condo comfortably sleeps up to six guests and features fresh updates throughout--including new paint completed within the last week, along with a new couch, chair, and rug that bring a bright, modern feel to the space. T
he open living area flows seamlessly onto a spacious Gulf-front balcony, where you can relax, dine, or simply take in the unforgettable sunsets.

The primary suite is a true retreat, complete with a private en-suite bath and its own direct balcony access--perfect for enjoying your morning coffee with the sound of the waves. The second bedroom and full bath provide ample space and privacy for guests or family.

Sterling Reef offers exceptional amenities, including a beachfront pool, fitness center, outdoor grilling stations, and picnic areas--everything you need for the perfect beachside lifestyle. The location is unbeatable: situated directly next to M.B. Miller County Pier, you'll have front-row seats to incredible views and fishing opportunities. You're also across the street from Shipwreck Island Waterpark and just minutes from shopping, dining, and entertainment at Pier Park.

Even better, enjoy spectacular Independence Day fireworks right from your own balcony--no crowds required.

This condo is a proven rental with great rental history. Even better, reservations are already secured for 2026, offering immediate, turnkey income for the next owner.

Whether you're looking for a personal getaway, investment property, or vacation rental, this penthouse truly has it all--luxury, location, and lifestyle you simply can't beat.
All measurements and items if importance are to be confirmed by buyer or buyer agent.

  • Houzeo last checked: 2 minutes ago
  • Listing updated: October 31, 2026 at 8:59 pm
  • Listing Provided by: Kay H Pate (205) 382-0647 , Patrick D Pate (850) 381-7273 DRE #3437592 | Beach Haven Realty (770) 596-6599
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 789284 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Pending

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2005

  • HOA Fees

    $980/mo

  • Finished Area

    1,076 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    789284

  • MLS Status

    ActiveUnderContract

  • Days on Market

    186

  • Cumulative Days on Market

    357

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Location

HOA Management

N/A

HOA Fees

$980/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Water Water

Cable TV Cable TV

Security Guard Security Guard

Internet Internet

Trash Pickup Trash Pickup

Beach Beach

LegalAccounting LegalAccounting

Phone Phone

AssociationManagement AssociationManagement

Barbecue Barbecue

Pools Pools

RecreationFacilities RecreationFacilities

PicnicArea PicnicArea

PestControl PestControl

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • PrimaryBedroom

    Level: First

    Area: 165.00 Square Feet

    Dimensions: 15 x 11

  • LivingRoom

    Level: First

    Area: 322.00 Square Feet

    Dimensions: 23 x 14

Interior

  • Appliances

    Convection Oven, Washer Dryer Stacked, Electric Cooktop, Ice Maker

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Interior Features

    Balcony, Main Level Primary

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 2005

  • Home type

    Condominium

  • Construction Materials

    Concrete

  • Architectural Style

    High Rise

Utilities & Energy

  • Pool Features

    Community

  • Utilities

    Phone Available

  • Association Amenities

    Beach Rights, Barbecue, Picnic Area

  • Laundry Features

    Stacked

  • Security Features

    Security Service

Other Features

  • Community Features

    Barbecue, Beach, Park, Pool, Community Pool, Short Term Rental Allowed

  • Disclosures

    Accepting Backup Offers

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Sterling Reef

Price History

DateEventPrice

09/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789284

Pending

$419,900 -4.55%

$390/sqft

05/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789284

Price Decreased

$439,900 -1.15%

$409/sqft

12/17/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #780214

Price Decreased

$445,000 -7.10%

$414/sqft

10/09/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #780214

Listed for Sale

$479,000

$445/sqft

10/09/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #780214

Price Increased

$479,000 +11.42%

$445/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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