- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$419,900
Monthly Est:$2,090
2 Beds
- 2 Baths
2 full baths
1,076sqft
12011 Front Beach Rd #1902B, Panama City Beach, FL 32407
$419,900
$2,090/moEst:
Get Pre-Approved
Condominium
Built in 2005
$980/mo HOA
-- sqft lot
$390/sq.ft
Description
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'! Experience coastal living at its finest in this stunning 19th floor penthouse Gulf-front condo at Sterling Reef Condominiums. This beautifully updated two-bedroom, two-bath residence offers breathtaking views of the turquoise and emerald-green waters of the Gulf, perfectly complemented by sugar-white sands stretching for miles.
Designed for both comfort and style, this turnkey-rental ready condo comfortably sleeps up to six guests and features fresh updates throughout--including new paint completed within the last week, along with a new couch, chair, and rug that bring a bright, modern feel to the space. The open living area flows seamlessly onto a spacious Gulf-front balcony, where you can relax, dine, or simply take in the unforgettable sunsets.
The primary suite is a true retreat, complete with a private en-suite bath and its own direct balcony access--perfect for enjoying your morning coffee with the sound of the waves. The second bedroom and full bath provide ample space and privacy for guests or family.
Sterling Reef offers exceptional amenities, including a beachfront pool, fitness center, outdoor grilling stations, and picnic areas--everything you need for the perfect beachside lifestyle. The location is unbeatable: situated directly next to M.B. Miller County Pier, you'll have front-row seats to incredible views and fishing opportunities. You're also across the street from Shipwreck Island Waterpark and just minutes from shopping, dining, and entertainment at Pier Park.
Even better, enjoy spectacular Independence Day fireworks right from your own balcony--no crowds required.
This condo is a proven rental with great rental history. Even better, reservations are already secured for 2026, offering immediate, turnkey income for the next owner.
Whether you're looking for a personal getaway, investment property, or vacation rental, this penthouse truly has it all--luxury, location, and lifestyle you simply can't beat.
All measurements and items if importance are to be confirmed by buyer or buyer agent.
- Houzeo last checked: 2 minutes ago
- Listing updated: October 31, 2026 at 8:59 pm
- Listing Provided by: Kay H Pate (205) 382-0647 , Patrick D Pate (850) 381-7273 DRE #3437592 | Beach Haven Realty (770) 596-6599
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 789284

This condo is in:
Property Details
Status
Pending
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$980/mo
Finished Area
1,076 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
789284
MLS Status
ActiveUnderContract
Days on Market
186
Cumulative Days on Market
357

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$980/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Water
Cable TV
Security Guard
Internet
Trash Pickup
Beach
LegalAccounting
Phone
AssociationManagement
Barbecue
Pools
RecreationFacilities
PicnicArea
PestControl
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
PrimaryBedroom
Level: First
Area: 165.00 Square Feet
Dimensions: 15 x 11
LivingRoom
Level: First
Area: 322.00 Square Feet
Dimensions: 23 x 14
Interior
Appliances
Convection Oven, Washer Dryer Stacked, Electric Cooktop, Ice Maker
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Interior Features
Balcony, Main Level Primary
Heating
Central, Electric
Construction
Year Built
Year Built: 2005
Home type
Condominium
Construction Materials
Concrete
Architectural Style
High Rise
Utilities & Energy
Pool Features
Community
Utilities
Phone Available
Association Amenities
Beach Rights, Barbecue, Picnic Area
Laundry Features
Stacked
Security Features
Security Service
Other Features
Community Features
Barbecue, Beach, Park, Pool, Community Pool, Short Term Rental Allowed
Disclosures
Accepting Backup Offers
Patio And Porch Features
Balcony
Subdivision Name
Sterling Reef
Price History
| Date | Event | Price |
|---|---|---|
09/20/2026 Source: | Pending | $419,900 -4.55% $390/sqft |
05/02/2026 Source: | Price Decreased | $439,900 -1.15% $409/sqft |
12/17/2025 Source: | Price Decreased | $445,000 -7.10% $414/sqft |
10/09/2025 Source: | Listed for Sale | $479,000 $445/sqft |
10/09/2025 Source: | Price Increased | $479,000 +11.42% $445/sqft |
Show more
Nearby Homes
Find Homes by Property Features in Panama City Beach, FL
Nearby New Homes For Sale
Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC









