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Price CutPrice Drop: $19.9K (10/26)
Condo for sale at 12011 Front Beach Rd #405B, Panama City Beach, FL 32407 | MLS# 777834 | Listing updated on 2026-10-31
Photo 1 of Condo for sale at 12011 Front Beach Rd #405B, Panama City Beach, FL 32407 | MLS# 777834 | Listing updated on 2026-10-31
Photo 2 of Condo for sale at 12011 Front Beach Rd #405B, Panama City Beach, FL 32407 | MLS# 777834 | Listing updated on 2026-10-31
Photo 3 of Condo for sale at 12011 Front Beach Rd #405B, Panama City Beach, FL 32407 | MLS# 777834 | Listing updated on 2026-10-31
Photo 4 of Condo for sale at 12011 Front Beach Rd #405B, Panama City Beach, FL 32407 | MLS# 777834 | Listing updated on 2026-10-31
20+
Beds Icon

Street View

$430,000

Monthly Est:$2,140

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,076sqft

12011 Front Beach Rd #405B, Panama City Beach, FL 32407

$2,140/moEst:

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  • Condominium

  • Built in 2005

  • $977/mo HOA

  • -- sqft lot

  • $400/sq.ft

Description

*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed!
Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking!
Sterling Reef is lo
cated next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: October 31, 2026 at 5:48 pm
  • Listing Provided by: Ryan T Powell (850) 381-2662 DRE #3256250 | Keller Williams Success Realty (850) 249-0313
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 777834 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2005

  • HOA Fees

    $977/mo

  • Finished Area

    1,076 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    777834

  • MLS Status

    Active

  • Days on Market

    442

  • Cumulative Days on Market

    409

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Location

HOA Management

N/A

HOA Fees

$977/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Water Water

Sewer Sewer

Club House Club House

Maintenance Maintenance

Security Guard Security Guard

Insurance Insurance

Trash Pickup Trash Pickup

Beach Beach

FitnessFacility FitnessFacility

AssociationManagement AssociationManagement

Barbecue Barbecue

Pools Pools

PicnicArea PicnicArea

PestControl PestControl

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 100.00 Square Feet

    Dimensions: 10 x 10

  • PrimaryBedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

Interior

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Electric Cooktop, Electric Oven, Electric Water Heater

  • Interior Features

    Balcony, Handicap Access, Main Level Primary, Tub Shower, Walk In Closets

Construction

  • Year Built

    Year Built: 2005

  • Home type

    Condominium

  • Foundation Details

    Pillar Post Pier

  • Architectural Style

    High Rise

  • Construction Materials

    Concrete, Stucco

Utilities & Energy

  • Pool Features

    Fenced, In Ground, Community

  • Security Features

    Building Security, Firewalls, Fire Sprinkler System, Smoke Detectors, Security Service

  • Utilities

    Electricity Available

  • Association Amenities

    Beach Rights, Barbecue, Picnic Area

Other Features

  • Subdivision Name

    Sterling Reef

  • Community Features

    Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Pool, Waterfront, Community Pool, Short Term Rental Allowed

Price History

DateEventPrice

07/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #777834

Off Market

$430,000

$400/sqft

07/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #777834

Listed for Sale

$430,000

$400/sqft

07/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #777834

Pending

$430,000 -4.42%

$400/sqft

08/19/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #777834

Listed for Sale

$449,900

$418/sqft

08/19/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #777834

Off Market

$449,900

$418/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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