- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$430,000
Monthly Est:$2,140
2 Beds
- 2 Baths
2 full baths
1,076sqft
12011 Front Beach Rd #405B, Panama City Beach, FL 32407
$430,000
$2,140/moEst:
Get Pre-Approved
Condominium
Built in 2005
$977/mo HOA
-- sqft lot
$400/sq.ft
Description
*Shown by Appointment* *$20k Price Reduction!!* WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed!
Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking!
Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.
- Houzeo last checked: 8 minutes ago
- Listing updated: October 31, 2026 at 5:48 pm
- Listing Provided by: Ryan T Powell (850) 381-2662 DRE #3256250 | Keller Williams Success Realty (850) 249-0313
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 777834

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$977/mo
Finished Area
1,076 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
777834
MLS Status
Active
Days on Market
442
Cumulative Days on Market
409

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Location
HOA Management
N/A
HOA Fees
$977/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Water
Sewer
Club House
Maintenance
Security Guard
Insurance
Trash Pickup
Beach
FitnessFacility
AssociationManagement
Barbecue
Pools
PicnicArea
PestControl
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Bedroom
Level: First
Area: 100.00 Square Feet
Dimensions: 10 x 10
PrimaryBedroom
Level: First
Area: 168.00 Square Feet
Dimensions: 14 x 12
Interior
Heating
Central, Electric
Cooling
Central Air, Ceiling Fans
Appliances
Electric Cooktop, Electric Oven, Electric Water Heater
Interior Features
Balcony, Handicap Access, Main Level Primary, Tub Shower, Walk In Closets
Construction
Year Built
Year Built: 2005
Home type
Condominium
Foundation Details
Pillar Post Pier
Architectural Style
High Rise
Construction Materials
Concrete, Stucco
Utilities & Energy
Pool Features
Fenced, In Ground, Community
Security Features
Building Security, Firewalls, Fire Sprinkler System, Smoke Detectors, Security Service
Utilities
Electricity Available
Association Amenities
Beach Rights, Barbecue, Picnic Area
Other Features
Subdivision Name
Sterling Reef
Community Features
Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Pool, Waterfront, Community Pool, Short Term Rental Allowed
Price History
| Date | Event | Price |
|---|---|---|
07/17/2026 Source: | Off Market | $430,000 $400/sqft |
07/17/2026 Source: | Listed for Sale | $430,000 $400/sqft |
07/17/2026 Source: | Pending | $430,000 -4.42% $400/sqft |
08/19/2025 Source: | Listed for Sale | $449,900 $418/sqft |
08/19/2025 Source: | Off Market | $449,900 $418/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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