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- Description
- Property Details
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Street View
$495,000
Monthly Est:$2,464
3 Beds
- 3 Baths
3 full baths
2,632sqft
12021 Waterford Ln, Carmel, IN 46033
$495,000
$2,464/moEst:
Get Pre-Approved
Single Family Residence
Built in 1988
$166.67/mo HOA
6,970 sqft lot
$188/sq.ft
Description
Welcome to Waterford, a desirable Carmel, Indiana community where comfort, character, and convenience come together, with lawn maintenance included for easy living. This inviting 3-bedroom ranch offers the ease of main-level living with a finished basement with a full bath, creating plenty of room to gather, entertain, and unwind. From the moment you step inside, hardwood floors, bay windows, 12-foot ceilings, and plantation shutters create a warm, welcoming atmosphere. Imagine cozy evenings by the gas fireplace, lively dinners with friends, or quiet mornings in the beautiful sunroom, where vaulted ceilings, skylights, and built-ins create a light-filled retreat. The sunroom also offers convenient access to the primary bedroom, creating a lovely extension of the private suite. The kitchen is ready for everything from casual breakfasts at the center island to hosting holiday gatherings, with granite countertops, a tile backsplash, and generous pantry storage. The spacious primary suite offers a peaceful escape at the end of the day, complete with an ensuite bath featuring double sinks, a jetted tub, a separate shower, and two walk-in closets. Downstairs, the finished basement provides even more versatile living space, complete with a full bath and wet bar, making it ideal for cheering on your favorite team, hosting game night, or creating the ultimate recreation space. When it's time to head outdoors, enjoy the privacy of your backyard, where the deck and paver patio set the scene for summer cookouts and relaxing evenings under the stars. Just moments from Merchant's Square shopping center and with convenient access to Keystone Parkway, this home makes everyday errands, dining, shopping, and commuting a breeze. With lawn maintenance included, inviting living spaces, thoughtful features, and a convenient Carmel location, this Waterford ranch is ready to welcome you home!
- Houzeo last checked: 12 hours ago
- Listing updated: October 22, 2026 at 10:19 pm
- Listing Provided by: Derek Gutting | Keller Williams Indpls Metro N (317) 846-6300
- Source: Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN | MLS#: 22132741

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1988
HOA Fees
$166.67/mo
Finished Area
2,632 sqft
Lot Size
6,970 sqft lot
Basement Area
- sqft
MLS Name
Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS
MLS Number
22132741
MLS Status
Active
Days on Market
2
Cumulative Days on Market
1

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Location
HOA Management
N/A
HOA Fees
$500/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Insurance
Maintenance
Lawncare
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Living Room
Level: Main
Area: 320.00 Square Feet
Dimensions: 20x16
Dining Room
Level: Main
Area: 143.00 Square Feet
Dimensions: 11x13
Kitchen
Level: Main
Area: 132.00 Square Feet
Dimensions: 11x12
Laundry
Level: Main
Area: 80.00 Square Feet
Dimensions: 10x8
Master Bedroom
Level: Main
Area: 240.00 Square Feet
Dimensions: 20x12
Bedroom 2
Level: Main
Area: 192.00 Square Feet
Dimensions: 16x12
Bedroom 3
Level: Main
Area: 182.00 Square Feet
Dimensions: 14x13
Breakfast Room
Level: Main
Area: 108.00 Square Feet
Dimensions: 9x12
Sun Room
Level: Main
Area: 250.00 Square Feet
Dimensions: 10x25
Play Room
Level: Basement
Area: 600.00 Square Feet
Dimensions: 30x20
Interior
Flooring
Hardwood
Cooling
Central Air
Interior Features
Vaulted Ceiling(s), Kitchen Island, Paddle Fan, Pantry, Walk In Closet(s), Wet Bar
Window Features
Skylight(s), Vinyl Windows
Heating
Forced Air, Natural Gas
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Electric Oven, Refrigerator, Water Purifier
Construction
Year Built
Year Built: 1988
Home type
Single Family Residence
Construction Materials
Brick, Wood Siding
Foundation Details
Block
Architectural Style
Ranch
Utilities & Energy
Water Source
Public
Association Amenities
Insurance, Maintenance
Laundry Features
Laundry Room
Fireplace Features
Gas Starter, Great Room
Parking Features
Attached
Other Features
Subdivision Name
Waterford
Patio And Porch Features
Deck, Patio
Price History
| Date | Event | Price |
|---|---|---|
10/22/2026 Source: | Listed for Sale | $495,000 $188/sqft |
Getting Around 12021 Waterford Ln
Bike Score®
Bikeable
58/100
Walk Score®
Car-Dependent
36/100
Data provided by Redfin
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Based on information from MIBOR REALTOR® Association through Oct 23, 2026, 01:31PM. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.. All Rights Reserved. © 2026 MIBOR REALTOR® Association.
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