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Single family home for sale at 12021 Waterford Ln, Carmel, IN 46033 | MLS# 22132741 | Listing updated on 2026-10-22
Photo 1 of Single family home for sale at 12021 Waterford Ln, Carmel, IN 46033 | MLS# 22132741 | Listing updated on 2026-10-22
Photo 2 of Single family home for sale at 12021 Waterford Ln, Carmel, IN 46033 | MLS# 22132741 | Listing updated on 2026-10-22
Photo 3 of Single family home for sale at 12021 Waterford Ln, Carmel, IN 46033 | MLS# 22132741 | Listing updated on 2026-10-22
Photo 4 of Single family home for sale at 12021 Waterford Ln, Carmel, IN 46033 | MLS# 22132741 | Listing updated on 2026-10-22
49+
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Street View

$495,000

Monthly Est:$2,464

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,632sqft

12021 Waterford Ln, Carmel, IN 46033

$2,464/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1988

  • $166.67/mo HOA

  • 6,970 sqft lot

  • $188/sq.ft

Description

Welcome to Waterford, a desirable Carmel, Indiana community where comfort, character, and convenience come together, with lawn maintenance included for easy living. This inviting 3-bedroom ranch offers the ease of main-level living with a finished basement with a full bath, creating plenty of room to gather, entertain, and unwind. From the moment you step inside, hardwood floors, bay windows, 12-foot ceilings, and plantation shutters create a warm, welcoming atmosphere. Imagine cozy evenings by the gas fireplace, lively dinners with friends, or quiet mornings in the beautiful sunroom, where vaulted ceilings, skylights, and built-ins create a light-filled retreat. The sunroom also offers convenient access to the primary bedroom, creating a lovely extension of the private suite. The kitchen is ready for everything from casual breakfasts at the center island to hosting holiday gatherings, with granite countertops, a tile backsplash, and generous pantry storage. The spacious primary suite offers a peaceful escape at the end of the day, complete with an ensuite bath featuring double sinks, a jetted tub, a separate shower, and two walk-in closets. Downstairs, the finished basement provides even more versatile living space, complete with a full bath and wet bar, making it ideal for cheering on your favorite team, hosting game night, or creating the ultimate recreation space. When it's time to head outdoors, enjoy the privacy of your backyard, where the deck and paver patio set the scene for summer cookouts and relaxing evenings under the stars. Just moments from Merchant's Square shopping center and with convenient access to Keystone Parkway, this home makes everyday errands, dining, shopping, and commuting a breeze. With lawn maintenance included, inviting living spaces, thoughtful features, and a convenient Carmel location, this Waterford ranch is ready to welcome you home!

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 22, 2026 at 10:19 pm
  • Listing Provided by: Derek Gutting | Keller Williams Indpls Metro N (317) 846-6300
  • Source: Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN | MLS#: 22132741 Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Hamilton County

  • City

    Carmel

  • Neighborhood

    --

  • Year Built

    1988

  • HOA Fees

    $166.67/mo

  • Finished Area

    2,632 sqft

  • Lot Size

    6,970 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS

  • MLS Number

    22132741

  • MLS Status

    Active

  • Days on Market

    2

  • Cumulative Days on Market

    1

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Location

HOA Management

N/A

HOA Fees

$500/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Insurance Insurance

Maintenance Maintenance

Lawncare Lawncare

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Living Room

    Level: Main

    Area: 320.00 Square Feet

    Dimensions: 20x16

  • Dining Room

    Level: Main

    Area: 143.00 Square Feet

    Dimensions: 11x13

  • Kitchen

    Level: Main

    Area: 132.00 Square Feet

    Dimensions: 11x12

  • Laundry

    Level: Main

    Area: 80.00 Square Feet

    Dimensions: 10x8

  • Master Bedroom

    Level: Main

    Area: 240.00 Square Feet

    Dimensions: 20x12

  • Bedroom 2

    Level: Main

    Area: 192.00 Square Feet

    Dimensions: 16x12

  • Bedroom 3

    Level: Main

    Area: 182.00 Square Feet

    Dimensions: 14x13

  • Breakfast Room

    Level: Main

    Area: 108.00 Square Feet

    Dimensions: 9x12

  • Sun Room

    Level: Main

    Area: 250.00 Square Feet

    Dimensions: 10x25

  • Play Room

    Level: Basement

    Area: 600.00 Square Feet

    Dimensions: 30x20

Interior

  • Flooring

    Hardwood

  • Cooling

    Central Air

  • Interior Features

    Vaulted Ceiling(s), Kitchen Island, Paddle Fan, Pantry, Walk In Closet(s), Wet Bar

  • Window Features

    Skylight(s), Vinyl Windows

  • Heating

    Forced Air, Natural Gas

  • Appliances

    Dishwasher, Disposal, Gas Water Heater, Microwave, Electric Oven, Refrigerator, Water Purifier

Construction

  • Year Built

    Year Built: 1988

  • Home type

    Single Family Residence

  • Construction Materials

    Brick, Wood Siding

  • Foundation Details

    Block

  • Architectural Style

    Ranch

Utilities & Energy

  • Water Source

    Public

  • Association Amenities

    Insurance, Maintenance

  • Laundry Features

    Laundry Room

  • Fireplace Features

    Gas Starter, Great Room

  • Parking Features

    Attached

Other Features

  • Subdivision Name

    Waterford

  • Patio And Porch Features

    Deck, Patio

Price History

DateEventPrice

10/22/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22132741

Listed for Sale

$495,000

$188/sqft

Getting Around 12021 Waterford Ln

Bike Score®

Bike Score

Bikeable

58/100

Walk Score®

Walk Score

Car-Dependent

36/100

Data provided by Redfin

Nearby Homes

Based on information from MIBOR REALTOR® Association through Oct 23, 2026, 01:31PM. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.. All Rights Reserved. © 2026 MIBOR REALTOR® Association.

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