- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around





Street View
$1,099,000
Monthly Est:$5,470
3 Beds
- 4 Baths
3 full baths + 1 half bath
3,636sqft
1240 Willowgate Ln, St. Charles, IL 60174
$1,099,000
$5,470/moEst:
Get Pre-Approved
Duplex
Built in 1993
$623/mo HOA
-- sqft lot
$302/sq.ft
Description
Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.
- Houzeo last checked: 3 minutes ago
- Listing updated: October 27, 2026 at 8:02 am
- Listing Provided by: Cory Jones (630) 400-9009 | eXp Realty - St. Charles (888) 574-9405
- Source: MRED MLS-IL | MLS#: 12788275

Property Details
Status
Active
Type
Multi Family
No. of Stories
2
County
City
Neighborhood
--
Year Built
1993
HOA Fees
$623/mo
Finished Area
3,636 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
MRED MLS
MLS Number
12788275
MLS Status
Active
Days on Market
9

Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Continue Your Journey in App
Find your dream home, receive real-time updates, and many more!
Location
HOA Management
N/A
HOA Fees
$623/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Snow Removal
Insurance
Lawn Care
Exterior Maintenance
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 4
Den
Level: Main
Area: 252.00 Square Feet
Dimensions: 14X18
Recreation Room
Level: Basement
Area: 224.00 Square Feet
Dimensions: 14X16
Sitting Room
Level: Basement
Area: 143.00 Square Feet
Dimensions: 11X13
Bar/Entertainment
Level: Basement
Area: 72.00 Square Feet
Dimensions: 6X12
Foyer
Level: Main
Area: 150.00 Square Feet
Dimensions: 10X15
Family Room - Down
Level: Basement
Area: 495.00 Square Feet
Dimensions: 15X33
Dining Room
Level: Main
Area: 270.00 Square Feet
Dimensions: 15X18
Family Room
Level: Main
Area: 475.00 Square Feet
Dimensions: 19X25
Kitchen
Level: Main
Area: 260.00 Square Feet
Dimensions: 13X20
Laundry
Level: Main
Area: 56.00 Square Feet
Dimensions: 7X8
Living Room
Level: Main
Area: 475.00 Square Feet
Dimensions: 19X25
Master Bedroom
Level: Main
Area: 504.00 Square Feet
Dimensions: 18X28
Interior
Cooling
Central Air
Appliances
Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned
Interior Features
Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom
Sewer
Public Sewer
Window Features
Screens
Heating
Gas, Forced Air
Construction
Year Built
Year Built: 1993
Home type
Duplex
Roof
Asphalt
Construction Materials
Brick
Foundation Details
Concrete Perimeter
Utilities & Energy
Laundry Features
Main Level
Fireplace Features
Gas Log, Gas Starter
Parking Features
Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Water Source
Public
Basement
Finished, Walk Out Access
Other Features
Patio And Porch Features
Patio
Lot Features
Common Grounds, Cul De Sac, Forest Preserve Adjacent
Price History
| Date | Event | Price |
|---|---|---|
10/20/2026 Source: | Listed for Sale | $1,099,000 $302/sqft |
Find Homes by Property Features in St. Charles, IL
Nearby New Homes For Sale
This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 08:30AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market. Based on information submitted to the MLS GRID as of Oct 30, 2026, 08:30AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS, Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
Advertising Broker: Jorge Romero | Realty One Group Inc.