For Sale
House for sale at 1240 Willowgate Ln, St. Charles, IL 60174 | MLS# 12788275 | Listing updated on 2026-10-27
Photo 1 of House for sale at 1240 Willowgate Ln, St. Charles, IL 60174 | MLS# 12788275 | Listing updated on 2026-10-27
Photo 2 of House for sale at 1240 Willowgate Ln, St. Charles, IL 60174 | MLS# 12788275 | Listing updated on 2026-10-27
Photo 3 of House for sale at 1240 Willowgate Ln, St. Charles, IL 60174 | MLS# 12788275 | Listing updated on 2026-10-27
Photo 4 of House for sale at 1240 Willowgate Ln, St. Charles, IL 60174 | MLS# 12788275 | Listing updated on 2026-10-27
38+
Beds Icon

Street View

$1,099,000

Monthly Est:$5,470

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,636sqft

1240 Willowgate Ln, St. Charles, IL 60174

$5,470/moEst:

Get Pre-Approved

  • Duplex

  • Built in 1993

  • $623/mo HOA

  • -- sqft lot

  • $302/sq.ft

Description

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

  • Houzeo last checked: 3 minutes ago
  • Listing updated: October 27, 2026 at 8:02 am
  • Listing Provided by: Cory Jones (630) 400-9009 | eXp Realty - St. Charles (888) 574-9405
  • Source: MRED MLS-IL | MLS#: 12788275 MRED MLS-IL

Property Details

  • Status

    Active

  • Type

    Multi Family

  • No. of Stories

    2

  • County

    Kane County

  • City

    St. Charles

  • Neighborhood

    --

  • Year Built

    1993

  • HOA Fees

    $623/mo

  • Finished Area

    3,636 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MRED MLS

  • MLS Number

    12788275

  • MLS Status

    Active

  • Days on Market

    9

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Location

HOA Management

N/A

HOA Fees

$623/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Snow Removal Snow Removal

Insurance Insurance

Lawn Care Lawn Care

Exterior Maintenance Exterior Maintenance

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

  • Den

    Level: Main

    Area: 252.00 Square Feet

    Dimensions: 14X18

  • Recreation Room

    Level: Basement

    Area: 224.00 Square Feet

    Dimensions: 14X16

  • Sitting Room

    Level: Basement

    Area: 143.00 Square Feet

    Dimensions: 11X13

  • Bar/Entertainment

    Level: Basement

    Area: 72.00 Square Feet

    Dimensions: 6X12

  • Foyer

    Level: Main

    Area: 150.00 Square Feet

    Dimensions: 10X15

  • Family Room - Down

    Level: Basement

    Area: 495.00 Square Feet

    Dimensions: 15X33

  • Dining Room

    Level: Main

    Area: 270.00 Square Feet

    Dimensions: 15X18

  • Family Room

    Level: Main

    Area: 475.00 Square Feet

    Dimensions: 19X25

  • Kitchen

    Level: Main

    Area: 260.00 Square Feet

    Dimensions: 13X20

  • Laundry

    Level: Main

    Area: 56.00 Square Feet

    Dimensions: 7X8

  • Living Room

    Level: Main

    Area: 475.00 Square Feet

    Dimensions: 19X25

  • Master Bedroom

    Level: Main

    Area: 504.00 Square Feet

    Dimensions: 18X28

Interior

  • Cooling

    Central Air

  • Appliances

    Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Cooktop, Range Hood, Water Softener Owned

  • Interior Features

    Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom

  • Sewer

    Public Sewer

  • Window Features

    Screens

  • Heating

    Gas, Forced Air

Construction

  • Year Built

    Year Built: 1993

  • Home type

    Duplex

  • Roof

    Asphalt

  • Construction Materials

    Brick

  • Foundation Details

    Concrete Perimeter

Utilities & Energy

  • Laundry Features

    Main Level

  • Fireplace Features

    Gas Log, Gas Starter

  • Parking Features

    Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage

  • Water Source

    Public

  • Basement

    Finished, Walk Out Access

Other Features

  • Patio And Porch Features

    Patio

  • Lot Features

    Common Grounds, Cul De Sac, Forest Preserve Adjacent

Price History

DateEventPrice

10/20/2026

Source: mls_logoMRED MLS-IL #MRD12788275

Listed for Sale

$1,099,000

$302/sqft

This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 08:30AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Based on information submitted to the MLS GRID as of Oct 30, 2026, 08:30AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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