Pending
Sale Pending at 245 Villa Bay Dr, Panama City Beach, FL 32407 | MLS# 796660 | Listing updated on 2026-10-22
Photo 1 of Sale Pending at 245 Villa Bay Dr, Panama City Beach, FL 32407 | MLS# 796660 | Listing updated on 2026-10-22
Photo 2 of Sale Pending at 245 Villa Bay Dr, Panama City Beach, FL 32407 | MLS# 796660 | Listing updated on 2026-10-22
Photo 3 of Sale Pending at 245 Villa Bay Dr, Panama City Beach, FL 32407 | MLS# 796660 | Listing updated on 2026-10-22
Photo 4 of Sale Pending at 245 Villa Bay Dr, Panama City Beach, FL 32407 | MLS# 796660 | Listing updated on 2026-10-22
20+
Beds Icon

Street View

$350,000

Monthly Est:$1,742

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,791sqft

245 Villa Bay Dr, Panama City Beach, FL 32407

$1,742/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2020

  • $51.67/mo HOA

  • 0.12 acre lot

  • $195/sq.ft

Description

CURRENTLY UNDER CONTRACT - SELLER TAKING BACKUP OFFERS!! Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living. Built in 2020, this newer construction residence combines modern comfort with timeless design. Pride of ownership is very apparent as this home is in pristine condition. In the gourmet kitchen prepare meals in style with stainless steel appliances, a large island, alpha white granite countertops, white subway tile backsplash, and a spacious pantry. Retreat to your own private sanctuary in the luxurious master en suite featuring a double vanity with alpha white granite countertops, walk-in closet, a roomy shower, soaking tub and a water closet. With Smart Home Technology already built in, enjoy the latest in home automation for added convenience and security. This home is located in a cul-de-sac at the end of a dead street with little to no traffic. Relax on the covered front porch or the back patio, perfect for entertaining guests with privacy afforded by the 6' shadow box privacy fence. Additional custom upgrades include the addition of traverstone pavers extending the covered back patio and a shallow well for lawn irrigation saving you over $1,000 a year in water bills. This home comes with an attached 2-car garage for secure parking and extra storage. Just a short distance west of the Hathaway Bridge and 3 short miles from the World's Most Beautiful Beaches and even closer to four marinas and several public boat ramps, Gulf Coast State College, FSU Panama City Campus, and the Port of Panama City. Convenient access to shopping, dining, and entertainment options. Street lighting, sidewalks, underground utilities, and a neighborhood dog park make this friendly neighborhood feel like home. This remarkable home blends luxury, convenience, and natural beauty. Don't miss the opportunity to call this exceptional property your own! Short and long term rentals allowed. Verify measurements if important.

  • Houzeo last checked: 0 minutes ago
  • Listing updated: October 22, 2026 at 8:06 pm
  • Listing Provided by: Ashley Meadows DRE #BK3342586 | Keller Williams Success Realty (850) 249-0313
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796660 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2020

  • HOA Fees

    $51.67/mo

  • Finished Area

    1,791 sqft

  • Lot Size

    0.12 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796660

  • MLS Status

    ActiveUnderContract

  • Days on Market

    13

  • Cumulative Days on Market

    5

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$620/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Other Other

LegalAccounting LegalAccounting

SeeRemarks SeeRemarks

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 2

  • DiningRoom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • LivingRoom

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 16 x 15

  • Bedroom

    Level: First

    Area: 156.00 Square Feet

    Dimensions: 13 x 12

  • Bedroom

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 13 x 11

  • Bedroom

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 13 x 11

  • PrimaryBedroom

    Level: First

    Area: 165.00 Square Feet

    Dimensions: 15 x 11

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Interior Features

    Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2020

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type

  • Foundation Details

    Slab

  • Roof

    Composition, Shingle

Utilities & Energy

  • Parking Features

    Garage, Garage Door Opener

  • Utilities

    Cable Connected

Other Features

  • Subdivision Name

    Emerald Cove Villas

  • Lot Features

    Cul De Sac, Sprinkler System, Paved

  • Disclosures

    Accepting Backup Offers

  • Patio And Porch Features

    Covered, Patio, Porch

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

10/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796660

Pending

$350,000

$195/sqft

10/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796660

Price Decreased

$350,000 -9.09%

$195/sqft

01/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784357

Off Market

$385,000

$215/sqft

01/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784357

Listed for Sale

$385,000 +15300.00%

$215/sqft

11/15/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781714

Off Market

$2,500 -3.85%

$1/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 10:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content