Pending
Sale Pending at 3017 Osprey Cir, Panama City, FL 32405 | MLS# 796575 | Listing updated on 2026-10-28
Photo 1 of Sale Pending at 3017 Osprey Cir, Panama City, FL 32405 | MLS# 796575 | Listing updated on 2026-10-28
Photo 2 of Sale Pending at 3017 Osprey Cir, Panama City, FL 32405 | MLS# 796575 | Listing updated on 2026-10-28
Photo 3 of Sale Pending at 3017 Osprey Cir, Panama City, FL 32405 | MLS# 796575 | Listing updated on 2026-10-28
Photo 4 of Sale Pending at 3017 Osprey Cir, Panama City, FL 32405 | MLS# 796575 | Listing updated on 2026-10-28
48+
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Street View

$525,000

Monthly Est:$2,613

  • Beds Icon5 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,395sqft

3017 Osprey Cir, Panama City, FL 32405

$2,613/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2015

  • $27.5/mo HOA

  • 0.17 acre lot

  • $219/sq.ft

Description

Located in Osprey Cove, one of Lynn Haven's most sought-after communities, this custom five-bedroom, four-bath home is thoughtfully designed for generous everyday living and effortless entertaining, pairing an expansive floor plan with quality craftsmanship and a host of energy-efficient features. Originally built as a Parade of Homes display home by an award-winning custom builder, the residence offers substantial living space across a versatile layout featuring four bedrooms and three full bathrooms on the first floor, along with an additional bedroom and full bathroom on the second floor.

A custom mahogany front door with stained-glass detailing creates a distinctiv
e first impression, opening to a light-filled main level with 10-foot ceilings and faux wood tile flooring throughout the principal living areas. Abundant natural light fills the home, creating a bright and welcoming atmosphere throughout. At the center of the home, the great room is anchored by an electric fireplace and flows naturally into the kitchen and breakfast area, creating an inviting setting for both casual gatherings and larger occasions.

The kitchen combines function with enduring finishes, featuring granite countertops, custom wood cabinetry, stainless steel Energy Star appliances, a glass tile backsplash, a center island with bar seating and a separate pantry for additional storage. An adjoining breakfast area offers space for casual dining, while the separate dining room provides a dedicated setting for entertaining.

Designed with privacy in mind, the split-bedroom floor plan places the primary suite apart from the secondary bedrooms. The primary bathroom includes dual vanities, custom cabinetry, granite countertops, a tiled shower, separate garden tub, spacious walk-in closet and a private water closet for added convenience. Secondary bathrooms continue the home's cohesive finishes with custom cabinetry, granite surfaces, tile flooring and tiled tub or shower surrounds. The second floor features a fifth bedroom with a full bathroom, offering additional flexibility for guests or extended family.

Extending the living space outdoors, the covered rear porch overlooks a peaceful wooded backdrop, with mature trees directly behind the property providing a natural sense of privacy. This inviting setting offers a quiet retreat for enjoying morning coffee, relaxing outdoors or entertaining guests.

Energy-conscious construction adds another dimension to the home's thoughtful design. Icynene spray foam insulation in the attic, R-19 blown fiberglass insulation in exterior walls, double-pane vinyl windows with Low-E glass, a high-efficiency heat pump water heater and 14 SEER HVAC system were incorporated to enhance efficiency and comfort. Soundproofing insulation between bedrooms and baths adds privacy, while low-volume toilets further support the home's original EarthCents energy-efficient design.

Practical details are equally well considered, including a dedicated laundry room featuring custom cabinetry, a utility sink and an additional storage closet conveniently tucked beneath the staircase and accessible from the laundry room. A two-car garage and fully landscaped yard with an automatic irrigation system and separate irrigation meter further enhance the home's everyday functionality.

Positioned in the heart of Lynn Haven, the property offers convenient access to shopping, dining, nearby hospitals, everyday services and area schools. With its custom craftsmanship, spacious five-bedroom layout, abundant natural light, energy-conscious construction and private wooded backdrop, this Osprey Cove residence offers enduring comfort and functionality inside and out. The kitchen combines function with enduring finishes, featuring granite countertops, custom wood cabinetry, stainless steel Energy Star appliances, a glass tile backsplash, a center island with bar seating and a separate pantry for additional storage. An adjoining breakfast area offers space for casual dining, while the separate dining room provides a dedicated setting for entertaining.

Designed with privacy in mind, the split-bedroom floor plan places the primary suite apart from the secondary bedrooms. The primary bathroom includes dual vanities, custom cabinetry, granite countertops, a tiled shower, separate garden tub, spacious walk-in closet and a private water closet for added convenience. Secondary bathrooms continue the home's cohesive finishes with custom cabinetry, granite surfaces, tile flooring and tiled tub or shower surrounds. The second floor features a fifth bedroom with a full bathroom, offering additional flexibility for guests or extended family.

Extending the living space outdoors, the covered rear porch overlooks a peaceful wooded backdrop, with mature trees directly behind the property providing a natural sense of privacy. This inviting setting offers a quiet retreat for enjoying morning coffee, relaxing outdoors or entertaining guests.

Energy-conscious construction adds another dimension to the home's thoughtful design. Icynene spray foam insulation in the attic, R-19 blown fiberglass insulation in exterior walls, double-pane vinyl windows with Low-E glass, a high-efficiency heat pump water heater and 14 SEER HVAC system were incorporated to enhance efficiency and comfort. Soundproofing insulation between bedrooms and baths adds privacy, while low-volume toilets further support the home's original EarthCents energy-efficient design.

Practical details are equally well considered, including a dedicated laundry room featuring custom cabinetry, a utility sink and an additional storage closet conveniently tucked beneath the staircase and accessible from the laundry room. A two-car garage and fully landscaped yard with an automatic irrigation system and separate irrigation meter further enhance the home's everyday functionality.

Positioned in the heart of Lynn Haven, the property offers convenient access to shopping, dining, everyday services and area schools. With its custom craftsmanship, spacious five-bedroom layout, abundant natural light, energy-conscious construction and private wooded backdrop, this home offers enduring comfort and functionality inside and out.

  • Houzeo last checked: 4 minutes ago
  • Listing updated: October 28, 2026 at 11:10 pm
  • Listing Provided by: Taylor Moorman (414) 852-4209 | Scenic Sotheby's International Realty (850) 231-6052
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796575 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2015

  • HOA Fees

    $27.5/mo

  • Finished Area

    2,395 sqft

  • Lot Size

    0.17 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796575

  • MLS Status

    Pending

  • Days on Market

    14

  • Cumulative Days on Market

    12

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Location

HOA Management

N/A

HOA Fees

$330/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 4

  • FullBath

    Level: Second

    Area: 48.00 Square Feet

    Dimensions: 8 x 6

  • Bedroom

    Level: Second

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • FullBath

    Level: First

    Area: 81.00 Square Feet

    Dimensions: 9 x 9

  • FullBath

    Level: First

    Area: 56.00 Square Feet

    Dimensions: 8 x 7

  • Bedroom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: First

    Area: 158.76 Square Feet

    Dimensions: 12.6 x 12.6

  • Garage

    Level: First

    Area: 462.00 Square Feet

    Dimensions: 22 x 21

  • PrimaryBathroom

    Level: First

    Area: 247.00 Square Feet

    Dimensions: 19 x 13

  • PrimaryBedroom

    Level: First

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • Kitchen

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 20 x 12

  • DiningRoom

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 13 x 11

  • GreatRoom

    Level: First

    Area: 300.00 Square Feet

    Dimensions: 20 x 15

Interior

  • Appliances

    Electric Oven, Electric Range

  • Window Features

    Double Pane Windows

  • Interior Features

    Double Vanity, Interior Steps, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment

  • Heating

    Central, Electric, Energy Star Qualified Equipment, Fireplaces

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2015

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Brick Veneer

  • Foundation Details

    Slab

  • Roof

    Composition, Shingle

Utilities & Energy

  • Parking Features

    Garage, Garage Door Opener

  • Utilities

    Electricity Available

Other Features

  • Subdivision Name

    Osprey Cove

  • Lot Features

    Sprinkler System, Paved

  • Patio And Porch Features

    Covered, Porch

Price History

DateEventPrice

10/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796575

Pending

$525,000

$219/sqft

10/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796575

Listed for Sale

$525,000 +49.15%

$219/sqft

06/19/2015

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #629719

Price Decreased

$352,000 -4.28%

$147/sqft

06/19/2015

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #629719

Sold

$367,750

$154/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 09:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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