For Sale
Photo 1 of Land for sale at 3303 Terra Cotta Dr, Panama City, FL 32408 | MLS# 789572 | Listing updated on 2026-05-30
Photo 2 of Land for sale at 3303 Terra Cotta Dr, Panama City, FL 32408 | MLS# 789572 | Listing updated on 2026-05-30
2
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Street View

$395,000

Monthly Est:$1,966

  • Beds Icon-- Bed
  • Beds Icon
    -- Bath
  • Beds Icon0.4acre lot

3303 Terra Cotta Dr, Panama City, FL 32408

$1,966/moEst:

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  • Unimproved Land

  • Built in -

  • $-- HOA

  • 0.4 acre lot

  • $987,500/acre

Description

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece.

Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the
moment you enter the neighborhood.

These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water.

Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast.

Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous.

Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: May 30, 2026 at 4:01 am
  • Listing Provided by: Jesse A Cole (770) 833-7693 DRE #SL3612004 | Counts Real Estate Group (850) 248-3615
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 789572 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Land

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    -

  • HOA Fees

    -

  • Finished Area

    - sqft

  • Lot Size

    0.4 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    789572

  • MLS Status

    Active

  • Days on Market

    180

  • Cumulative Days on Market

    22

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: --

    Bathroom: --

Utilities & Energy

  • Association Amenities

    Gated

Other Features

  • Subdivision Name

    Finisterre

Price History

DateEventPrice

05/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789572

Listed for Sale

$395,000 -20.84%

$0/sqft

10/17/2024

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763952

Off Market

$499,000

$0/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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