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Single family home for sale at 413 Terrace Dr, Chimney Rock, NC 28720 | MLS# 4392061 | Listing updated on 2026-10-07
Photo 1 of Single family home for sale at 413 Terrace Dr, Chimney Rock, NC 28720 | MLS# 4392061 | Listing updated on 2026-10-07
Photo 2 of Single family home for sale at 413 Terrace Dr, Chimney Rock, NC 28720 | MLS# 4392061 | Listing updated on 2026-10-07
Photo 3 of Single family home for sale at 413 Terrace Dr, Chimney Rock, NC 28720 | MLS# 4392061 | Listing updated on 2026-10-07
Photo 4 of Single family home for sale at 413 Terrace Dr, Chimney Rock, NC 28720 | MLS# 4392061 | Listing updated on 2026-10-07
17+
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Street View

$399,000

Monthly Est:$1,986

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon734sqft

413 Terrace Dr, Chimney Rock, NC 28720

$1,986/moEst:

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  • Single Family Residence

  • Built in 1940

  • $-- HOA

  • 0.13 acre lot

  • $544/sq.ft

Description

Tucked away in the heart of Chimney Rock Village, this charming, updated and cozy 1940s cottage offers the perfect blend of vintage character and modern comfort. Ideally located just above Main Street, the home is approximately 0.4 mile from downtown Chimney Rock and only one mile from Lake Lure Beach, putting shops, restaurants, and outdoor recreation a short stroll away.
The updated galley kitchen features butcher block countertops and stainless steel appliances, while the updated full bathroom and refreshed half bathroom add modern convenience. A bright front sunroom provides a welcoming space for relaxing and taking in the surrounding mountain atmosphere.
The inviting
living room features a gas fireplace, creating a warm and comfortable gathering space, and the main level also offers a convenient laundry nook. Outside, a deck and patio provide room for entertaining or simply enjoying the peaceful mountain setting.
Situated on a corner lot with seasonal fall and winter views of Chimney Rock, this two-bedroom cottage is full of charm and versatility. Whether you’re looking for a primary residence, a mountain getaway, or an income-producing short-term rental, this delightful cozy property offers an ideal location and plenty of possibilities.

  • Houzeo last checked: 1 hour ago
  • Listing updated: October 7, 2026 at 9:01 am
  • Listing Provided by: Laura Moye (828) 301-4518 | Mosaic Community Lifestyle Realty (828) 707-9556
  • Source: Canopy MLS | MLS#: 4392061 Canopy MLS

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Rutherford County

  • City

    Chimney Rock

  • Neighborhood

    --

  • Year Built

    1940

  • HOA Fees

    -

  • Finished Area

    734 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Canopy MLS

  • MLS Number

    4392061

  • MLS Status

    Active

  • Days on Market

    2

  • Cumulative Days on Market

    1

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

Interior

  • Appliances

    Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator

  • Heating

    Heat Pump

  • Sewer

    Septic Installed

  • Cooling

    Ceiling Fan(s), Central Air, Heat Pump

Construction

  • Year Built

    Year Built: 1940

  • Home type

    Single Family Residence

  • Architectural Style

    Cabin

  • Construction Materials

    Wood

  • Roof

    Metal

  • Foundation Details

    Crawl Space

Utilities & Energy

  • Water Source

    City

  • Fireplace Features

    Gas Vented, Living Room

  • Laundry Features

    Main Level

  • Parking Features

    Driveway

Other Features

  • Patio And Porch Features

    Deck, Front Porch

  • Subdivision Name

    None

Price History

DateEventPrice

10/06/2026

Source: mls_logoCanopy MLS #CAR4392061

Listed for Sale

$399,000 +31.25%

$544/sqft

11/11/2021

Source: mls_logoCanopy MLS #CAR3805223

Price Increased

$304,000 +118.71%

$414/sqft

07/31/2020

Source: mls_logoCanopy MLS #CAR3632176

Price Increased

$139,000 +2.21%

$189/sqft

07/31/2020

Source: mls_logoCanopy MLS #CAR3632176

Price Increased

$136,000 +43.16%

$185/sqft

04/10/2012

Source: mls_logoCanopy MLS #CAR301222

Price Decreased

$95,000 -13.64%

$129/sqft

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Nearby Homes

Based on information submitted to the MLS GRID from Canopy MLS through Oct 08, 2026, 09:00AM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.

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