For Sale
Single family home for sale at 4501 Tender Crk Cvs, Panama City, FL 32409 | MLS# 794072 | Listing updated on 2026-10-08
Photo 1 of Single family home for sale at 4501 Tender Crk Cvs, Panama City, FL 32409 | MLS# 794072 | Listing updated on 2026-10-08
Photo 2 of Single family home for sale at 4501 Tender Crk Cvs, Panama City, FL 32409 | MLS# 794072 | Listing updated on 2026-10-08
Photo 3 of Single family home for sale at 4501 Tender Crk Cvs, Panama City, FL 32409 | MLS# 794072 | Listing updated on 2026-10-08
Photo 4 of Single family home for sale at 4501 Tender Crk Cvs, Panama City, FL 32409 | MLS# 794072 | Listing updated on 2026-10-08
51+
Beds Icon

Street View

$599,000

Monthly Est:$2,981

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon2,794sqft

4501 Tender Crk Cvs, Panama City, FL 32409

$2,981/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2016

  • $120/mo HOA

  • 1.3 acres lot

  • $214/sq.ft

Description

Welcome to 4501 Tender Creek Cove in Cedar Creek, a gated community offering privacy, security, and resort-style amenities. This custom-built 2,654 sq ft home (2016) sits on a generous 1.3-acre lot on a quiet cul-de-sac, blending modern comfort with peaceful country living.
The home features 3 bedrooms, 2.5 bathrooms, and a versatile upstairs loft that can easily function as a fourth bedroom, home office, or media room. Recent updates include a beautifully remodeled kitchen ideal for entertaining and a luxuriously updated primary bathroom designed for relaxation.
A standout feature of the property is the enclosed 24' x 36' pole barn, complete with power and spray foam i
nsulation, making it perfect for a workshop, storage, hobbies, or small business use.
Residents of Cedar Creek enjoy access to an HOA that includes a clubhouse, swimming pool, playground, and expansive green spaces, providing a true neighborhood lifestyle while still offering room to spread out.
Property highlights:
Custom-built home (2016)
2,794 sq ft on a 1.3-acre lot
3 bedrooms + upstairs loft (optional 4th bedroom)
2 full baths + 1 half bath
Whole House Stereo System
Extended Back Patio
Recently remodeled kitchen and primary bathroom
Enclosed 24' x 36' pole barn with power & spray foam insulation
Gated community with clubhouse, pool, playground & green space
Quiet cul-de-sac location
This property delivers the perfect combination of space, security, modern updates, and community amenities—a rare find in Cedar Creek.

  • Houzeo last checked: 2 hours ago
  • Listing updated: October 8, 2026 at 3:23 am
  • Listing Provided by: The Sanchez Group (850) 890-6262 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794072 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2016

  • HOA Fees

    $120/mo

  • Finished Area

    2,794 sqft

  • Lot Size

    1.3 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794072

  • MLS Status

    Active

  • Days on Market

    55

  • Cumulative Days on Market

    234

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Location

HOA Management

N/A

HOA Fees

$360/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • LivingRoom

    Level: First

    Area: 210.00 Square Feet

    Dimensions: 14 x 15

  • Bedroom

    Level: First

    Area: 130.00 Square Feet

    Dimensions: 13 x 10

  • Bedroom

    Level: First

    Area: 130.00 Square Feet

    Dimensions: 13 x 10

  • Bedroom

    Level: First

    Area: 255.00 Square Feet

    Dimensions: 15 x 17

Construction

  • Year Built

    Year Built: 2016

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

Utilities & Energy

  • Pool Features

    Community

Other Features

  • Subdivision Name

    Cedar Creek Ph Ii

  • Community Features

    Community Pool

Price History

DateEventPrice

04/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783772

Price Decreased

$599,000 -7.13%

$214/sqft

02/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783772

Price Decreased

$645,000 -0.77%

$231/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783772

Price Increased

$650,000 +8.51%

$233/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783772

Off Market

$599,000 -7.13%

$214/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783772

Listed for Sale

$645,000

$231/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 12:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC