- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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$789,900
Monthly Est:$3,932
3 Beds
3 Baths3 full baths
2,947sqft
4634 Harbor View Ter, Morganton, NC 28655
$789,900
$3,932/moEst:
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Single Family Residence
Built in 1995
$169/mo HOA
0.78 acre lot
$268/sq.ft
Description
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.
The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.
Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.
Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer.
*Take a look at the drone video in agent remarks!*
- Houzeo last checked: 9 minutes ago
- Listing updated: September 10, 2026 at 3:20 pm
- Listing Provided by: Zac Campbell (919) 815-6197 | DASH Carolina (704) 285-1502
- Source: Canopy MLS as distributed by MLS GRID | MLS#: 4407190
Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1995
HOA Fees
$169/mo
Finished Area
2,947 sqft
Lot Size
0.78 acre lot
Basement Area
- sqft
MLS Name
Canopy MLS as distributed by MLS GRID
MLS Number
4407190
MLS Status
Active
Days on Market
106
Cumulative Days on Market
189
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Location
HOA Management
East Shores HOA
HOA Fees
$1,014/ Semi-Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Interior
Heating
Forced Air
Sewer
Septic Installed
Appliances
Dishwasher, Electric Oven, Microwave
Cooling
Ceiling Fan(s), Central Air
Construction
Year Built
Year Built: 1995
Home type
Single Family Residence
Roof
Architectural Shingle
Foundation Details
Basement
Construction Materials
Brick Full
Utilities & Energy
Fireplace Features
Gas Log, Living Room
Water Source
Community Well
Laundry Features
Laundry Room
Basement
Exterior Entry, Finished, Interior Entry, Multiple Below Grade Levels, Storage Space, Walk Out Access
Parking Features
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side
Other Features
Subdivision Name
East Shores
Lot Features
Waterfront
Patio And Porch Features
Deck
Community Features
Clubhouse, Lake Access, Outdoor Pool, Tennis Court(s)
Price History
| Date | Event | Price |
|---|---|---|
07/23/2026 Source: | Listed for Sale | $789,900 $268/sqft |
07/23/2026 Source: | Listing Removed | $789,900 -4.72% $268/sqft |
06/19/2026 Source: | Pending | $829,000 -2.36% $281/sqft |
01/29/2026 Source: | Listed for Sale | $849,000 +2.41% $288/sqft |
01/29/2026 Source: | Price Increased | $829,000 +7.11% $281/sqft |
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Based on information from Canopy MLS through Nov 06, 2026, 04:15AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
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