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Single family home for sale at 500 Emerald Coast Dr, Panama City, FL 32404 | MLS# 797021 | Listing updated on 2026-10-26
Photo 1 of Single family home for sale at 500 Emerald Coast Dr, Panama City, FL 32404 | MLS# 797021 | Listing updated on 2026-10-26
Photo 2 of Single family home for sale at 500 Emerald Coast Dr, Panama City, FL 32404 | MLS# 797021 | Listing updated on 2026-10-26
Photo 3 of Single family home for sale at 500 Emerald Coast Dr, Panama City, FL 32404 | MLS# 797021 | Listing updated on 2026-10-26
Photo 4 of Single family home for sale at 500 Emerald Coast Dr, Panama City, FL 32404 | MLS# 797021 | Listing updated on 2026-10-26
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Street View

$749,900

Monthly Est:$3,733

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,431sqft

500 Emerald Coast Dr, Panama City, FL 32404

$3,733/moEst:

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  • Single Family Residence

  • Built in 2019

  • $-- HOA

  • 0.27 acre lot

  • $308/sq.ft

Description

WATERFRONT LIVING AT ITS FINEST WITH DEEP-WATER ACCESS TO EAST BAY AND THE GULF OF AMERICA! If you're looking for a spacious waterfront home designed for entertaining, boating, and enjoying the Florida lifestyle, this one has it all! Situated on beautiful Callaway Bayou, this four-bedroom, two-and-a-half-bath home offers two additional bonus rooms, an incredible outdoor entertaining area, and a private dock with deep-water access. From the moment you enter through the impressive 6' x 24' foyer, you'll appreciate the generous living spaces and thoughtful layout this home has to offer. The main level features a spacious living room with French doors opening to an expansive covered back porch that stretches the length of the home, providing beautiful views of the backyard and waterfront. The porch also features convenient enclosed storage underneath, complete with metal protection to help keep stored items dry.The kitchen offers quartz countertops, stainless steel appliances, a farmhouse-style apron sink, a center island with breakfast bar seating, and a dining area, making it ideal for everyday living and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, complemented by designer lighting throughout the home. The first-floor primary suite provides a peaceful retreat, complete with French doors leading directly to the covered back porch. The spacious primary bathroom features a garden tub, separate walk-in shower, double vanity with quartz countertops, and a generous walk-through closet that conveniently connects to the laundry room. A half bath is also located on the main level for guests. Upstairs, you'll find three additional bedrooms and TWO BONUS ROOMS offering endless possibilities! The open loft area is currently used as a den and could easily serve as a home office, media room, or additional gathering space. The second bonus room overlooks the beautiful waterfront and is currently set up as an entertainment and game room. One of the upstairs bedrooms also features its own private porch and walk-in closet. BUT THE OUTDOOR LIVING IS WHERE THIS PROPERTY REALLY SHINES! Step outside to an incredible brick-paved entertaining area featuring an outdoor kitchen with a sink, refrigerator, and grilling area. Gather around the fire pit, relax on the swings, or simply enjoy the peaceful surroundings and beautiful water views. Whether hosting family gatherings, entertaining friends, or enjoying a quiet evening outdoors, this backyard was designed to make the most of waterfront living. For boating and fishing enthusiasts, the private dock features a private outdoor shower, a manual shore ramp for smaller boats, an extended fishing dock, and a separate lounging area where you can sit back and take in the waterfront views. This property offers excellent potential for boating enthusiasts looking for deep-water access. Additional highlights include a metal roof, Hardie board siding, a paved driveway, a two-car garage with built-in storage, and a private well for irrigation. The home is entirely electric and features two HVAC systems, one serving each level, both serviced annually, with one unit replaced in 2026. With four bedrooms, two additional bonus rooms, generous indoor living spaces, and an outdoor entertaining area that feels like your own private waterfront retreat, this home offers the space and versatility you've been searching for. BRING YOUR BOAT, INVITE YOUR FRIENDS, AND START ENJOYING THE WATERFRONT LIFESTYLE! All information, including but not limited to property age, square footage, room dimensions, taxes, school zones, and other property details, is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all information important to their purchasing decision through personal investigation and/or qualified professionals.

  • Houzeo last checked: 1 minute ago
  • Listing updated: October 26, 2026 at 2:56 pm
  • Listing Provided by: Cindy K Chavira (850) 867-0506 DRE #3065676 | Own It Real Estate LLC (850) 867-0506
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797021 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2019

  • HOA Fees

    -

  • Finished Area

    2,431 sqft

  • Lot Size

    0.27 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    797021

  • MLS Status

    Active

  • Days on Market

    3

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • FullBath

    Level: Second

    Area: 82.82 Square Feet

    Dimensions: 10.1 x 8.2

  • BonusRoom

    Level: Second

    Area: 250.19 Square Feet

    Dimensions: 19.7 x 12.7

  • Bedroom

    Level: Second

    Area: 104.76 Square Feet

    Dimensions: 11.5 x 9.11

  • Bedroom

    Level: Second

    Area: 120.25 Square Feet

    Dimensions: 13.2 x 9.11

  • Bedroom

    Level: Second

    Area: 121.10 Square Feet

    Dimensions: 11.11 x 10.9

  • BonusRoom

    Level: Second

    Area: 251.32 Square Feet

    Dimensions: 16.11 x 15.6

  • Garage

    Level: First

    Area: 420.00 Square Feet

    Dimensions: 21 x 20

  • Laundry

    Level: First

    Area: 56.26 Square Feet

    Dimensions: 9.7 x 5.8

  • Other

    Level: Basement

    Area: 48.96 Square Feet

    Dimensions: 9.6 x 5.1

  • PrimaryBathroom

    Level: First

    Area: 104.03 Square Feet

    Dimensions: 10.3 x 10.1

  • PrimaryBedroom

    Level: First

    Area: 197.37 Square Feet

    Dimensions: 15.3 x 12.9

  • HalfBath

    Level: First

    Area: 27.00 Square Feet

    Dimensions: 7.5 x 3.6

  • Foyer

    Level: First

    Area: 147.01 Square Feet

    Dimensions: 24.1 x 6.1

  • LivingRoom

    Level: First

    Area: 169.95 Square Feet

    Dimensions: 16.5 x 10.3

  • BreakfastRoomNook

    Level: First

    Area: 92.40 Square Feet

    Dimensions: 11 x 8.4

  • Kitchen

    Level: First

    Area: 127.50 Square Feet

    Dimensions: 12.5 x 10.2

Interior

  • Exterior Features

    Boat Slip, Boat Ramp, Deck, Dock, Outdoor Kitchen, Outdoor Shower

  • Interior Features

    Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk In Closets, Entrance Foyer

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units

Construction

  • Year Built

    Year Built: 2019

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Foundation Details

    Slab

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type, Vinyl Siding

Utilities & Energy

  • Utilities

    Cable Connected, Electricity Available, High Speed Internet Available

  • Parking Features

    Garage, Garage Door Opener, Paved, Rv Access Parking

Other Features

  • Lot Features

    Sprinkler System, Paved

  • Patio And Porch Features

    Deck, Covered, Porch

  • Subdivision Name

    Emerald Coast Yacht Club

Price History

DateEventPrice

10/26/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #797021

Listed for Sale

$749,900 +92.78%

$308/sqft

10/11/2019

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #685476

Price Increased

$389,000 +144.65%

$160/sqft

07/24/2017

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #652010

Price Decreased

$159,000 -15.87%

$65/sqft

07/08/2017

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #652010

Sold

$189,000

$78/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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