- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes





Street View
$539,900
Monthly Est:$2,687
3 Beds
- 4 Baths
3 full baths + 1 half bath
2,315sqft
685 Waterlily Way, Carmel, IN 46032
$539,900
$2,687/moEst:
Get Pre-Approved
Single Family Residence
Built in 2009
$310/mo HOA
3,006 sqft lot
$233/sq.ft
Description
Enjoy the best of Carmel living at 685 Waterlily Way in The Cottages at Carmel! This beautifully maintained home combines thoughtful updates, flexible living spaces, and the convenience of low-maintenance living in an exceptional location near the Carmel Arts & Design District, Midtown, and the Monon Greenway. Enjoy easy access to downtown Carmel's restaurants, shops, galleries, entertainment, the Palladium, and the popular Carmel Farmers Market. Inside, the inviting open floor plan features soaring ceilings, abundant natural light, hardwood floors, and a spacious great room with a fireplace and custom built-ins. The updated kitchen offers beautiful countertops, stainless steel appliances, a large center island, and ample cabinetry, while the adjoining dining area features a charming built-in window seat. The main-level primary suite includes a beautifully renovated bathroom with dual vanities, a stunning walk-in tiled shower, and an impressive custom walk-in closet. First-floor washer and dryer hookups provide the option for convenient main-level laundry. Upstairs, you'll find two additional bedrooms, two bathrooms, a spacious loft offering flexibility for a home office or second living area, and a generously sized laundry room with ample cabinet storage. The finished sunroom provides another inviting place to relax, while the private patio overlooks a beautifully landscaped, wooded backdrop. Enjoy more free time with HOA services that include lawn care, landscaping, seasonal leaf removal, gutter cleaning, driveway and sidewalk snow removal, and exterior maintenance. Whether you're exploring everything Carmel has to offer or traveling, this home provides the perfect balance of comfort, convenience, and low-maintenance living!
- Houzeo last checked: 10 minutes ago
- Listing updated: November 3, 2026 at 10:05 pm
- Listing Provided by: Steven Schell | White Stag Realty, LLC (317) 965-4849
- Source: Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN as distributed by MLS GRID | MLS#: 22134383

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2009
HOA Fees
$310/mo
Finished Area
2,315 sqft
Lot Size
3,006 sqft lot
Basement Area
- sqft
MLS Name
Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS
MLS Number
22134383
MLS Status
Active
Days on Market
7
Cumulative Days on Market
3

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Location
HOA Management
N/A
HOA Fees
$310/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Snow Removal
Trash Pickup
Maintenance
Insurance
Entrance Common
Association Builder Controls
Lawncare
Management
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 4
Library
Level: Upper
Area: 176.00 Square Feet
Dimensions: 11x16
Bedroom 3
Level: Upper
Area: 156.00 Square Feet
Dimensions: 12x13
Bedroom 2
Level: Upper
Area: 252.00 Square Feet
Dimensions: 12x21
Master Bedroom
Level: Main
Area: 168.00 Square Feet
Dimensions: 12x14
Sun Room
Level: Main
Area: 150.00 Square Feet
Dimensions: 10x15
Living Room
Level: Main
Area: 272.00 Square Feet
Dimensions: 16x17
Dining Room
Level: Main
Area: 270.00 Square Feet
Dimensions: 18x15
Interior
Heating
Forced Air, Natural Gas
Flooring
Hardwood
Interior Features
Cathedral Ceiling(s), Walk In Closet(s), Wood Work Painted, Paddle Fan, Bath Sinks Double Main, Entrance Foyer, Hi Speed Internet Availbl, Kitchen Island
Cooling
Central Air
Window Features
Wood Frames
Appliances
Gas Cooktop, Dishwasher, Disposal, Gas Water Heater, Micro Hood, Electric Oven, Refrigerator
Construction
Year Built
Year Built: 2009
Home type
Single Family Residence
Construction Materials
Cement Siding, Cultured Stone
Foundation Details
Slab
Architectural Style
Bungalow
Utilities & Energy
Parking Features
Attached, Concrete
Fireplace Features
Gas Log, Living Room
Water Source
Public
Utilities
Cable Available, Natural Gas Available, Sewer Connected
Other Features
Subdivision Name
Cottages At Carmel
Lot Features
Sidewalks, Storm Sewer, Street Lights, Mature Trees
Patio And Porch Features
No Maintenance, Patio
Price History
| Date | Event | Price |
|---|---|---|
11/01/2026 Source: | Listed for Sale | $539,900 $233/sqft |
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Based on information from MIBOR REALTOR® Association through Nov 08, 2026, 05:00AM as submitted to and distributed by MLS GRID. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. All Rights Reserved. © 2026 MIBOR REALTOR® Association.
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