For Sale
Single family home for sale at 685 Waterlily Way, Carmel, IN 46032 | MLS# 22134383 | Listing updated on 2026-11-03
Photo 1 of Single family home for sale at 685 Waterlily Way, Carmel, IN 46032 | MLS# 22134383 | Listing updated on 2026-11-03
Photo 2 of Single family home for sale at 685 Waterlily Way, Carmel, IN 46032 | MLS# 22134383 | Listing updated on 2026-11-03
Photo 3 of Single family home for sale at 685 Waterlily Way, Carmel, IN 46032 | MLS# 22134383 | Listing updated on 2026-11-03
Photo 4 of Single family home for sale at 685 Waterlily Way, Carmel, IN 46032 | MLS# 22134383 | Listing updated on 2026-11-03
34+
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Street View

$539,900

Monthly Est:$2,687

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,315sqft

685 Waterlily Way, Carmel, IN 46032

$2,687/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2009

  • $310/mo HOA

  • 3,006 sqft lot

  • $233/sq.ft

Description

Enjoy the best of Carmel living at 685 Waterlily Way in The Cottages at Carmel! This beautifully maintained home combines thoughtful updates, flexible living spaces, and the convenience of low-maintenance living in an exceptional location near the Carmel Arts & Design District, Midtown, and the Monon Greenway. Enjoy easy access to downtown Carmel's restaurants, shops, galleries, entertainment, the Palladium, and the popular Carmel Farmers Market. Inside, the inviting open floor plan features soaring ceilings, abundant natural light, hardwood floors, and a spacious great room with a fireplace and custom built-ins. The updated kitchen offers beautiful countertops, stainless steel appliances, a large center island, and ample cabinetry, while the adjoining dining area features a charming built-in window seat. The main-level primary suite includes a beautifully renovated bathroom with dual vanities, a stunning walk-in tiled shower, and an impressive custom walk-in closet. First-floor washer and dryer hookups provide the option for convenient main-level laundry. Upstairs, you'll find two additional bedrooms, two bathrooms, a spacious loft offering flexibility for a home office or second living area, and a generously sized laundry room with ample cabinet storage. The finished sunroom provides another inviting place to relax, while the private patio overlooks a beautifully landscaped, wooded backdrop. Enjoy more free time with HOA services that include lawn care, landscaping, seasonal leaf removal, gutter cleaning, driveway and sidewalk snow removal, and exterior maintenance. Whether you're exploring everything Carmel has to offer or traveling, this home provides the perfect balance of comfort, convenience, and low-maintenance living!

  • Houzeo last checked: 10 minutes ago
  • Listing updated: November 3, 2026 at 10:05 pm
  • Listing Provided by: Steven Schell | White Stag Realty, LLC (317) 965-4849
  • Source: Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN as distributed by MLS GRID | MLS#: 22134383 Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN as distributed by MLS GRID

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Hamilton County

  • City

    Carmel

  • Neighborhood

    --

  • Year Built

    2009

  • HOA Fees

    $310/mo

  • Finished Area

    2,315 sqft

  • Lot Size

    3,006 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Metropolitan Indianapolis Board of REALTORS (MIBOR) MLS

  • MLS Number

    22134383

  • MLS Status

    Active

  • Days on Market

    7

  • Cumulative Days on Market

    3

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Location

HOA Management

N/A

HOA Fees

$310/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Snow Removal Snow Removal

Trash Pickup Trash Pickup

Maintenance Maintenance

Insurance Insurance

Entrance Common Entrance Common

Association Builder Controls Association Builder Controls

Lawncare Lawncare

Management Management

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

  • Library

    Level: Upper

    Area: 176.00 Square Feet

    Dimensions: 11x16

  • Bedroom 3

    Level: Upper

    Area: 156.00 Square Feet

    Dimensions: 12x13

  • Bedroom 2

    Level: Upper

    Area: 252.00 Square Feet

    Dimensions: 12x21

  • Master Bedroom

    Level: Main

    Area: 168.00 Square Feet

    Dimensions: 12x14

  • Sun Room

    Level: Main

    Area: 150.00 Square Feet

    Dimensions: 10x15

  • Living Room

    Level: Main

    Area: 272.00 Square Feet

    Dimensions: 16x17

  • Dining Room

    Level: Main

    Area: 270.00 Square Feet

    Dimensions: 18x15

Interior

  • Heating

    Forced Air, Natural Gas

  • Flooring

    Hardwood

  • Interior Features

    Cathedral Ceiling(s), Walk In Closet(s), Wood Work Painted, Paddle Fan, Bath Sinks Double Main, Entrance Foyer, Hi Speed Internet Availbl, Kitchen Island

  • Cooling

    Central Air

  • Window Features

    Wood Frames

  • Appliances

    Gas Cooktop, Dishwasher, Disposal, Gas Water Heater, Micro Hood, Electric Oven, Refrigerator

Construction

  • Year Built

    Year Built: 2009

  • Home type

    Single Family Residence

  • Construction Materials

    Cement Siding, Cultured Stone

  • Foundation Details

    Slab

  • Architectural Style

    Bungalow

Utilities & Energy

  • Parking Features

    Attached, Concrete

  • Fireplace Features

    Gas Log, Living Room

  • Water Source

    Public

  • Utilities

    Cable Available, Natural Gas Available, Sewer Connected

Other Features

  • Subdivision Name

    Cottages At Carmel

  • Lot Features

    Sidewalks, Storm Sewer, Street Lights, Mature Trees

  • Patio And Porch Features

    No Maintenance, Patio

Price History

DateEventPrice

11/01/2026

Source: mls_logoMetropolitan Indianapolis Board of REALTORS (MIBOR) MLS-IN #MBR22134383

Listed for Sale

$539,900

$233/sqft

Nearby Homes

Based on information from MIBOR REALTOR® Association through Nov 08, 2026, 05:00AM as submitted to and distributed by MLS GRID. The Broker Listing Cooperative® listing service's Listing information is deemed reliable but is not guaranteed accurate by the Broker Listing Cooperative® listing service. All data is obtained from various sources and may not have been verified by broker or Broker Listing Cooperative listing service. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. All Rights Reserved. © 2026 MIBOR REALTOR® Association.

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