For Sale
Price CutPrice Drop: $2.5K (10/08)
Condo for sale at 9900 S Thomas Dr #409, Panama City, FL 32408 | MLS# 787668 | Listing updated on 2026-10-08
Photo 1 of Condo for sale at 9900 S Thomas Dr #409, Panama City, FL 32408 | MLS# 787668 | Listing updated on 2026-10-08
Photo 2 of Condo for sale at 9900 S Thomas Dr #409, Panama City, FL 32408 | MLS# 787668 | Listing updated on 2026-10-08
Photo 3 of Condo for sale at 9900 S Thomas Dr #409, Panama City, FL 32408 | MLS# 787668 | Listing updated on 2026-10-08
Photo 4 of Condo for sale at 9900 S Thomas Dr #409, Panama City, FL 32408 | MLS# 787668 | Listing updated on 2026-10-08
50+
Beds Icon

Street View

$340,000

Monthly Est:$1,692

  • Beds Icon1 Bed
  • Beds Icon
    2 Baths
  • Beds Icon864sqft

9900 S Thomas Dr #409, Panama City, FL 32408

$1,692/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2007

  • $1,108.67/mo HOA

  • -- sqft lot

  • $394/sq.ft

Description

409! Low Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama.
Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit.

Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Re
quirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Side note: Seller is also selling 407, would be great to buy them both and rent to family and friends that want to be close together.

  • Houzeo last checked: 34 minutes ago
  • Listing updated: October 8, 2026 at 9:35 pm
  • Listing Provided by: Kelly R Zarda | Emerald Coast Real Estate & Vacations LLC (850) 290-2355
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787668 Bay/Panama City/Central Panhandle MLS-FL

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Building
9900 S Thomas Dr
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    23

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1108.67/mo

  • Finished Area

    864 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    787668

  • MLS Status

    Active

  • Days on Market

    191

  • Cumulative Days on Market

    184

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Location

HOA Management

N/A

HOA Fees

$3,326.18/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Security Gate Security Gate

Internet Internet

Spa Spa

Beach Beach

Barbecue Barbecue

Other Other

PicnicArea PicnicArea

SeeRemarks SeeRemarks

LegalAccounting LegalAccounting

PestControl PestControl

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: 1

    Bathrooms: 2

Interior

  • Cooling

    Central Air

  • Exterior Features

    Barbecue

  • Sewer

    Public Sewer

  • Window Features

    Storm Windows

  • Heating

    Central, Electric

  • Appliances

    Washer Dryer Stacked, Electric Oven

  • Flooring

    Plank, Vinyl

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

  • Roof

    Flat

  • Construction Materials

    Concrete, Stucco

Utilities & Energy

  • Utilities

    Electricity Available, High Speed Internet Available

  • Pool Features

    Indoor, In Ground, Community

  • Security Features

    Building Security, Twenty Four Hour Security, Security Guard

  • Association Amenities

    Other, See Remarks, Beach Rights, Gated, Barbecue, Picnic Area, Sauna

  • Laundry Features

    Stacked

Other Features

  • Patio And Porch Features

    Balcony

  • Community Features

    Fitness Center, Pool, Sauna, Barbecue, Community Pool, Short Term Rental Allowed

  • Subdivision Name

    Shores Of Panama

Price History

DateEventPrice

10/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787668

Price Decreased

$340,000 -0.73%

$394/sqft

07/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787668

Off Market

$342,500

$396/sqft

07/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787668

Listed for Sale

$342,500 -0.72%

$396/sqft

05/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787668

Price Decreased

$345,000 -0.72%

$399/sqft

04/24/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787668

Price Decreased

$347,500 -1.42%

$402/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 12:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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