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- Description
- Property Details
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Street View
$649,900
Monthly Est:$3,235
4 Beds
- 3 Baths
3 full baths
2,515sqft
109 Palm Bay Blvd, Panama City, FL 32408
$649,900
$3,235/moEst:
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Single Family Residence
Built in 1990
$48.33/mo HOA
0.24 acre lot
$258/sq.ft
Description
Welcome to this beautiful, spacious home in the highly desirable Palm Bay subdivision! Offering an abundance of natural light, generous living spaces, a private pool, and numerous recent upgrades, this home has so much to offer!
Step inside and enjoy soaring 11-foot ceilings, expansive windows, updated skylights (2026), and a stunning sunken living room featuring one of two wood-burning fireplaces. The thoughtfully designed floor plan offers a spacious family room, formal dining room with a charming bay window, built-in bookcases, and an entertainment center, providing plenty of room for everyday living and entertaining.
The spacious kitchen features custom wood cabinetry, a breakfast bar, and a separate breakfast area. All-new kitchen appliances were installed in January 2025, including an induction cooktop and an oven with convection and air-frying capabilities!
The primary suite offers a private entrance to the covered, tiled lanai overlooking the pool, creating the perfect retreat. The primary bathroom features double vanities, a whirlpool garden tub, separate shower, and a large walk-in closet. The fourth bedroom, conveniently located just off the primary suite, has its own closet and bathroom, making it an ideal home office, guest suite, or flex space!
Step outside to your private pool and covered lanai, perfect for relaxing or entertaining. Additional highlights include an oversized garage with air-conditioning ductwork and an extended driveway with room for up to six vehicles, providing exceptional parking convenience.
Major improvements offer added peace of mind, including:
- All-new windows and sliding glass doors (2020)
- Roof replacement (January 2019)
- American Standard HVAC system (December 2018)
- New skylights (2026)
- Irrigation pump replacement (2023)
- New kitchen appliances (January 2025)
- Terminix termite bond
The sellers also report reasonable electric bills, ranging from approximately $88 to $336 per month during the referenced months, depending on seasonal usage.
With its spacious layout, impressive upgrades, abundant natural light, private pool, and convenient location in Palm Bay, this home offers a wonderful combination of comfort, functionality, and Florida living. Don't miss the opportunity to make this exceptional property your own!
- Houzeo last checked: 4 minutes ago
- Listing updated: October 22, 2026 at 2:25 pm
- Listing Provided by: Stephanie Ingram DRE #0634226 | Counts Real Estate Group Inc (850) 249-1414
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796747

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1990
HOA Fees
$48.33/mo
Finished Area
2,515 sqft
Lot Size
0.24 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
796747
MLS Status
Active
Days on Market
10
Cumulative Days on Market
3

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Location
HOA Management
N/A
HOA Fees
$580/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Interior
Interior Features
Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk In Closets
Cooling
Central Air, Ceiling Fans
Appliances
Electric Range, Electric Water Heater
Heating
Central, Electric, Fireplaces
Sewer
Public Sewer
Construction
Year Built
Year Built: 1990
Home type
Single Family Residence
Architectural Style
Contemporary
Foundation Details
Slab
Roof
Shingle
Construction Materials
Stucco, Wood Frame
Utilities & Energy
Pool Features
Gunite, In Ground, Private
Parking Features
Garage, Garage Door Opener
Utilities
Electricity Available
Other Features
Lot Features
Sprinkler System
Subdivision Name
Palm Bay Unit 1
Patio And Porch Features
Covered, Patio
Price History
| Date | Event | Price |
|---|---|---|
10/19/2026 Source: | Listed for Sale | $649,900 $258/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 06:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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