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Street View
$450,000
Monthly Est:$2,240
3 Beds
- 2 Baths
1 full bath + 1 half bath
--sqft
1312 S 3rd Street, St. Charles, IL 60174
$450,000
$2,240/moEst:
Get Pre-Approved
Single Family Residence
Built in 1925
$-- HOA
-- sqft lot
--/sqft
Description
Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.
- Houzeo last checked: 8 minutes ago
- Listing updated: September 26, 2026 at 4:06 pm
- Listing Provided by: Courtney Welsch (630) 673-0322 , Cynthia Welsch DRE #475142231 | Baird & Warner (773) 697-5555
- Source: MRED MLS-IL as distributed by MLS GRID | MLS#: 12755174

Property Details
Status
Active Under Contract
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1925
HOA Fees
-
Finished Area
- sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
MRED MLS
MLS Number
12755174
MLS Status
Contingent

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Recreation Room
Level: Second
Area: 156.00 Square Feet
Dimensions: 13X12
Bedroom 2
Level: Second
Area: 110.00 Square Feet
Dimensions: 11X10
Bedroom 3
Level: Second
Area: 72.00 Square Feet
Dimensions: 9X8
Dining Room
Level: Main
Area: 132.00 Square Feet
Dimensions: 12X11
Kitchen
Level: Main
Area: 176.00 Square Feet
Dimensions: 16X11
Living Room
Level: Main
Area: 368.00 Square Feet
Dimensions: 23X16
Master Bedroom
Level: Second
Area: 120.00 Square Feet
Dimensions: 12X10
Interior
Heating
Natural Gas, Forced Air
Sewer
Public Sewer
Flooring
Hardwood
Cooling
Central Air
Window Features
Screens
Appliances
Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Construction
Year Built
Year Built: 1925
Home type
Single Family Residence
Construction Materials
Wood Siding
Utilities & Energy
Basement
Unfinished, Full
Water Source
Public
Fireplace Features
Wood Burning
Parking Features
Yes, Garage Owned, Detached, Garage
Other Features
Patio And Porch Features
Patio
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This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 12:00PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market. Based on information submitted to the MLS GRID as of Oct 30, 2026, 12:00PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS, Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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