Active Under Contract
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Single family home for sale at 1312 S 3rd Street, St. Charles, IL 60174 | MLS# 12755174 | Listing updated on 2026-09-26
Photo 1 of Single family home for sale at 1312 S 3rd Street, St. Charles, IL 60174 | MLS# 12755174 | Listing updated on 2026-09-26
Photo 2 of Single family home for sale at 1312 S 3rd Street, St. Charles, IL 60174 | MLS# 12755174 | Listing updated on 2026-09-26
Photo 3 of Single family home for sale at 1312 S 3rd Street, St. Charles, IL 60174 | MLS# 12755174 | Listing updated on 2026-09-26
Photo 4 of Single family home for sale at 1312 S 3rd Street, St. Charles, IL 60174 | MLS# 12755174 | Listing updated on 2026-09-26
15+
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Street View

$450,000

Monthly Est:$2,240

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon--sqft

1312 S 3rd Street, St. Charles, IL 60174

$2,240/moEst:

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  • Single Family Residence

  • Built in 1925

  • $-- HOA

  • -- sqft lot

  • --/sqft

Description

Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: September 26, 2026 at 4:06 pm
  • Listing Provided by: Courtney Welsch (630) 673-0322 , Cynthia Welsch DRE #475142231 | Baird & Warner (773) 697-5555
  • Source: MRED MLS-IL as distributed by MLS GRID | MLS#: 12755174 MRED MLS-IL as distributed by MLS GRID

Property Details

  • Status

    Active Under Contract

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Kane County

  • City

    St. Charles

  • Neighborhood

    --

  • Year Built

    1925

  • HOA Fees

    -

  • Finished Area

    - sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    MRED MLS

  • MLS Number

    12755174

  • MLS Status

    Contingent

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Recreation Room

    Level: Second

    Area: 156.00 Square Feet

    Dimensions: 13X12

  • Bedroom 2

    Level: Second

    Area: 110.00 Square Feet

    Dimensions: 11X10

  • Bedroom 3

    Level: Second

    Area: 72.00 Square Feet

    Dimensions: 9X8

  • Dining Room

    Level: Main

    Area: 132.00 Square Feet

    Dimensions: 12X11

  • Kitchen

    Level: Main

    Area: 176.00 Square Feet

    Dimensions: 16X11

  • Living Room

    Level: Main

    Area: 368.00 Square Feet

    Dimensions: 23X16

  • Master Bedroom

    Level: Second

    Area: 120.00 Square Feet

    Dimensions: 12X10

Interior

  • Heating

    Natural Gas, Forced Air

  • Sewer

    Public Sewer

  • Flooring

    Hardwood

  • Cooling

    Central Air

  • Window Features

    Screens

  • Appliances

    Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal

Construction

  • Year Built

    Year Built: 1925

  • Home type

    Single Family Residence

  • Construction Materials

    Wood Siding

Utilities & Energy

  • Basement

    Unfinished, Full

  • Water Source

    Public

  • Fireplace Features

    Wood Burning

  • Parking Features

    Yes, Garage Owned, Detached, Garage

Other Features

  • Patio And Porch Features

    Patio

Nearby Homes

This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Oct 30, 2026, 12:00PM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

Based on information submitted to the MLS GRID as of Oct 30, 2026, 12:00PM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement. Properties displayed may be listed or sold by various participants in the MLS,

Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved

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