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- Property Details
- Location
- HOA Management
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$3,975,000
Monthly Est:$19,785
5 Beds
- 6 Baths
5 full baths + 1 half bath
5,188sqft
21216 Rio Oro Dr, Cornelius, NC 28031
$3,975,000
$19,785/moEst:
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Single Family Residence
Built in 2026
$6.25/mo HOA
0.23 acre lot
$766/sq.ft
Description
Waterfront living on Lake Norman takes on a whole new meaning in this exceptional custom home in Cornelius. Designed for the way you actually want to live, entertain, work, and unwind, every level of this home has been thoughtfully planned with incredible attention to detail. From the moment you enter through the dramatic 10-foot custom Clark Hall steel door, the quality is unmistakable. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, a striking wine wall, diamond-coffered ceiling, and oversized arched openings set the tone, while expansive quad-stack sliders create a seamless connection between the home, outdoor living spaces, and water beyond.
At the heart of the home, the kitchen combines high-end design with exceptional functionality. Custom two-tone inset cabinetry, white oak accents, a substantial Azurra Bay quartzite island with 2.5-inch mitered edge, panel-ready appliances, and an oversized Venetian plaster range hood create a beautiful gathering space overlooking the lake. Just beyond is a hidden pantry/scullery that feels like a second kitchen, complete with custom cabinetry, a full-size refrigerator, second dishwasher, microwave, and abundant storage.
One of the most thoughtfully designed features of the main level is the private guest suite with its own beautifully finished en-suite bath and oversized walk-in shower. Whether hosting family, long-term guests, or creating a private space for multigenerational living, guests can enjoy their own retreat without sacrificing privacy.
Upstairs, the primary suite feels like a true escape, with gorgeous sliders leading to a private balcony overlooking the lake. It's the perfect spot to unwind at night. Two oversized custom closets with integrated LED lighting, and a spa-inspired bath with marble tile, floor-to-ceiling glass shower, custom cabinetry, dual vanities, and beautiful gold fixtures complete this retreat. Three additional bedrooms and a generously sized laundry room with extensive cabinetry and storage complete the upper level.
But the lower level is where this home truly becomes something special. Designed as an extension of the home’s entertaining space rather than simply a finished basement, it includes a full custom golf simulator, built-in sauna, private home office, second laundry room, and a beautifully appointed kitchenette with ice maker and wine cooler. Quad-stack sliders open the entire space to the lower terrace, while an accordion-style pass-through window from the kitchenette makes indoor/outdoor entertaining effortless. With room for a future pool just outside, this level was designed with lake days, pool parties, game days, and evenings with friends in mind. The second laundry room is an especially thoughtful addition for lake and future pool towels without carrying everything through the home.
Outside, professionally landscaped grounds lead to a peaceful Lake Norman cove and new private dock, putting the water just steps from your door. The 3 covered rear porch provides another place to relax, dine, and enjoy the setting, while the future pool area offers the opportunity to create a complete waterfront resort experience.
From two laundry rooms and exceptional storage to the hidden scullery, private office, golf simulator, sauna, guest suite, custom architectural details, and multiple indoor/outdoor entertaining spaces, no detail feels like an afterthought. This is a home designed not simply to look beautiful, but to live beautifully.
Located in Bahia Bay in Cornelius, this is an opportunity to enjoy the Lake Norman lifestyle in one of the area’s most sought-after waterfront locations—minutes from dining, shopping, medical care, and everything Cornelius has to offer. Exceptional craftsmanship, thoughtful design, and waterfront living come together in a home that truly needs to be experienced in person.
- Houzeo last checked: 50 minutes ago
- Listing updated: September 23, 2026 at 4:06 pm
- Listing Provided by: Brian Adams (704) 500-8754 | Adams and Collins Realty LLC (704) 500-8754
- Source: Canopy MLS | MLS#: 4425303

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2026
HOA Fees
$6.25/mo
Finished Area
5,188 sqft
Lot Size
0.23 acre lot
Basement Area
- sqft
MLS Name
Canopy MLS
MLS Number
4425303
MLS Status
Active
Days on Market
21
Cumulative Days on Market
30

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Location
HOA Management
Bahia Bay HOA
HOA Fees
$75/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 6
Interior
Sewer
Public Sewer
Cooling
Central Air
Interior Features
Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Sauna, Storage, Walk In Closet(s), Walk In Pantry, Wet Bar
Exterior Features
In Ground Irrigation
Window Features
Insulated Window(s)
Flooring
Tile, Wood
Appliances
Bar Fridge, Dishwasher, Disposal, Double Oven, Exhaust Hood, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave
Heating
Heat Pump, Natural Gas
Construction
Year Built
Year Built: 2026
Home type
Single Family Residence
Foundation Details
Basement
Roof
Architectural Shingle
Construction Materials
Fiber Cement, Hard Stucco
Utilities & Energy
Parking Features
Driveway, Attached Garage
Fireplace Features
Family Room, Gas
Laundry Features
In Basement, Laundry Room, Upper Level
Basement
Daylight, Exterior Entry, Finished, Walk Out Access
Water Source
City
Utilities
Cable Available, Fiber Optics, Natural Gas, Underground Utilities
Security Features
Carbon Monoxide Detector(s)
Other Features
Patio And Porch Features
Covered, Rear Porch
Community Features
Lake Access, Picnic Area
Subdivision Name
Bahia Bay
Lot Features
Cleared, Waterfront
Price History
| Date | Event | Price |
|---|---|---|
09/17/2026 Source: | Listed for Sale | $3,975,000 $766/sqft |
09/14/2026 Source: | Listing Removed | $3,975,000 +362.21% $766/sqft |
01/27/2025 Source: | Sold | $860,000 -2.82% $166/sqft |
10/07/2024 Source: | Listed for Sale | $885,000 $171/sqft |
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Based on information submitted to the MLS GRID from Canopy MLS through Oct 08, 2026, 09:00AM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
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