For Sale
New
Single family home for sale at 251 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 796399 | Listing updated on 2026-10-08
Photo 1 of Single family home for sale at 251 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 796399 | Listing updated on 2026-10-08
Photo 2 of Single family home for sale at 251 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 796399 | Listing updated on 2026-10-08
Photo 3 of Single family home for sale at 251 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 796399 | Listing updated on 2026-10-08
Photo 4 of Single family home for sale at 251 Breakwater Blvd, Panama City Beach, FL 32413 | MLS# 796399 | Listing updated on 2026-10-08
44+
Beds Icon

Street View

$759,900

Monthly Est:$3,782

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,548sqft

251 Breakwater Blvd, Panama City Beach, FL 32413

$3,782/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2025

  • $210/mo HOA

  • 0.11 acre lot

  • $298/sq.ft

Description

Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage.

Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural
interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces.

The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights.

The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop.

Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space.

The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

  • Houzeo last checked: 2 minutes ago
  • Listing updated: October 8, 2026 at 7:14 pm
  • Listing Provided by: Mike Vogel (904) 476-3191 | Scenic Sotheby's International Realty (850) 231-6052
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796399 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    $210/mo

  • Finished Area

    2,548 sqft

  • Lot Size

    0.11 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796399

  • MLS Status

    Active

  • Days on Market

    1

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$210/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Tennis Tennis

Security Gate Security Gate

Club House Club House

Park Playground Park Playground

Pools Pools

FitnessFacility FitnessFacility

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

PicnicArea PicnicArea

RecreationFacilities RecreationFacilities

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Loft

    Level: Second

    Area: 186.72 Square Feet

    Dimensions: 13.75 x 13.58

  • BonusRoom

    Level: First

    Area: 121.80 Square Feet

    Dimensions: 11.33 x 10.75

  • PrimaryBedroom

    Level: First

    Area: 184.38 Square Feet

    Dimensions: 14 x 13.17

Interior

  • Flooring

    Plank, Vinyl

  • Interior Features

    Main Level Primary, Separate Shower, Walk In Closets, Loft

  • Sewer

    Public Sewer

  • Exterior Features

    Porch

  • Appliances

    Electric Oven, Gas Range, Tankless Water Heater

  • Heating

    Electric, Heat Pump

  • Cooling

    Central Air

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Single Family Residence

  • Architectural Style

    Coastal

  • Foundation Details

    Slab

  • Roof

    Composition, Shingle

  • Construction Materials

    Hardiplank Type, Wood Frame

Utilities & Energy

  • Utilities

    High Speed Internet Available, Underground Utilities

  • Pool Features

    Community

  • Security Features

    Security Gate

  • Parking Features

    Garage, Garage Door Opener, Gated

  • Association Amenities

    Gated, Picnic Area

Other Features

  • Community Features

    Clubhouse, Fitness Center, Gated, Playground, Park, Pool, Tennis Courts, Community Pool

  • Patio And Porch Features

    Covered, Porch, Screened

  • Lot Features

    Paved

  • Subdivision Name

    Breakwater At Ward Creek

Price History

DateEventPrice

10/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796399

Listed for Sale

$759,900

$298/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 09:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC