For Sale
Single family home for sale at 3207 Swordfish Dr, Panama City Beach, FL 32408 | MLS# 792030 | Listing updated on 2026-10-14
Photo 1 of Single family home for sale at 3207 Swordfish Dr, Panama City Beach, FL 32408 | MLS# 792030 | Listing updated on 2026-10-14
Photo 2 of Single family home for sale at 3207 Swordfish Dr, Panama City Beach, FL 32408 | MLS# 792030 | Listing updated on 2026-10-14
Photo 3 of Single family home for sale at 3207 Swordfish Dr, Panama City Beach, FL 32408 | MLS# 792030 | Listing updated on 2026-10-14
Photo 4 of Single family home for sale at 3207 Swordfish Dr, Panama City Beach, FL 32408 | MLS# 792030 | Listing updated on 2026-10-14
55+
Beds Icon

Street View

$1,170,000

Monthly Est:$5,824

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,980sqft

3207 Swordfish Dr, Panama City Beach, FL 32408

$5,824/moEst:

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  • Single Family Residence

  • Built in 2023

  • $137.5/mo HOA

  • 0.25 acre lot

  • $393/sq.ft

Description

Experience waterfront living in Bay Point with front-row seats to some of the most breathtaking sunrises on the bay. Built in 2023, this elevated coastal masterpiece captures panoramic water views from nearly every room and offers a rare opportunity to watch boats glide toward the lagoon and pass from your own 52-foot back deck. Designed for both relaxation and entertaining, the deck features a fully equipped outdoor kitchen with grill, sear station, sink, cabinetry, and sleek cable railing that keeps every inch of the view wide open.

Inside, walls of oversized windows fill the home with natural light and create a seamless connection to the bay. The kitchen was thought
fully designed as the heart of the home, showcasing an over 10-foot island, a cast iron sink perfectly framed by an eight-foot picture window overlooking the bay, and a butler's pantry that keeps everyday appliances out of sight. With no upper cabinets, the space feels open, modern, and intentionally centered around the view.

The upper level was built for gathering, with the kitchen, living space, and office all oriented toward the water. One of the four bedrooms is currently styled as a game room/man cave with a large walk-in storage closet and direct access from the main living area, offering flexible space for guests, hobbies, or media. The office is finished with over 100-year-old European doors, adding warmth and character you simply can't replicate.

Downstairs, three additional bedrooms provide privacy and comfort, including a serene primary suite with calming water views, a spa-inspired bath with soaking tub, walk-in shower, dual vanities, and an oversized custom closet. Just outside the suite, a private pavered porch with outdoor seating and an eight-person Master Spas hot tub creates a personal retreat where evenings end with peaceful bay breezes and quiet water reflections.

Perfectly positioned just down the street from the resident-only Thomas Drive gate, this location offers both added security and exceptional convenience. Bay Point is one of the area's most sought-after gated communities featuring 24-hour roving security, Bay Point Golf Club, Point South Marina, and golf-cart-friendly streets. Wildlife sightings are part of everyday life here, with deer often seen wandering through your yard, adding to the natural charm that makes Bay Point so special.

From the grand double-door entry and statement staircase to the ever-changing colors of the morning sky over the bay, this home delivers a rare blend of coastal design, privacy, and unforgettable waterfront living!

Home Insurance: $2,584 | Flood Insurance (Quoted): $2,500 | Avg Electric: $200 | Avg Gas: $50 | Avg Water: $100

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 14, 2026 at 8:59 am
  • Listing Provided by: Mia Nadeau (229) 220-0101 | Beachy Beach Real Estate (850) 233-4351
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792030 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $137.5/mo

  • Finished Area

    2,980 sqft

  • Lot Size

    0.25 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    792030

  • MLS Status

    Active

  • Days on Market

    107

  • Cumulative Days on Market

    105

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Location

HOA Management

N/A

HOA Fees

$1,650/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Guard Security Guard

Security Gate Security Gate

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • BonusRoom

    Level: Second

    Area: 484.00 Square Feet

    Dimensions: 22 x 22

  • Patio

    Level: Second

    Area: 624.00 Square Feet

    Dimensions: 52 x 12

  • LivingRoom

    Level: Second

    Area: 456.00 Square Feet

    Dimensions: 19 x 24

  • Kitchen

    Level: Second

    Area: 195.00 Square Feet

    Dimensions: 15 x 13

Interior

  • Interior Features

    Double Vanity, Main Level Primary, Separate Shower, Walk In Closets

  • Appliances

    Electric Oven, Gas Cooktop, Tankless Water Heater

  • Exterior Features

    Covered Patio, Deck, Outdoor Kitchen

  • Cooling

    Central Air, Ceiling Fans

  • Flooring

    Plank, Vinyl

  • Heating

    Fireplaces, Natural Gas

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Hardiplank Type

  • Foundation Details

    Slab

Utilities & Energy

  • Fireplace Features

    Gas

  • Parking Features

    Paved

  • Association Amenities

    Gated

  • Security Features

    Carbon Monoxide Detectors, Gated Community, Twenty Four Hour Security, Fire Alarm, Smoke Detectors

Other Features

  • Patio And Porch Features

    Balcony, Deck, Covered, Porch

  • Lot Features

    Cul De Sac

  • Community Features

    Gated

  • Subdivision Name

    Bay Point Unit 1

Price History

DateEventPrice

06/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792030

Listed for Sale

$1,175,000 +0.43%

$394/sqft

06/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792030

Price Decreased

$1,170,000 -0.43%

$393/sqft

02/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785334

Off Market

$1,175,000 -2.08%

$394/sqft

05/17/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771796

Price Increased

$1,200,000 +4.35%

$403/sqft

04/10/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771796

Listed for Sale

$1,150,000 +1050.00%

$386/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC