For Sale
Single family home for sale at 3515 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 795000 | Listing updated on 2026-09-03
Photo 1 of Single family home for sale at 3515 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 795000 | Listing updated on 2026-09-03
Photo 2 of Single family home for sale at 3515 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 795000 | Listing updated on 2026-09-03
Photo 3 of Single family home for sale at 3515 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 795000 | Listing updated on 2026-09-03
Photo 4 of Single family home for sale at 3515 Cottage Cvs Ln, Panama City, FL 32408 | MLS# 795000 | Listing updated on 2026-09-03
46+
Beds Icon

Street View

$568,999

Monthly Est:$2,832

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,400sqft

3515 Cottage Cvs Ln, Panama City, FL 32408

$2,832/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2024

  • $169.33/mo HOA

  • 0.07 acre lot

  • $237/sq.ft

Description

Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay.

The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry.

Upstairs, the primary suite offer...

Continue Reading
  • Houzeo last checked: 11 minutes ago
  • Listing updated: September 3, 2026 at 9:54 pm
  • Listing Provided by: The Sanchez Group (850) 890-6262 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795000 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2024

  • HOA Fees

    $169.33/mo

  • Finished Area

    2,400 sqft

  • Lot Size

    0.07 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795000

  • MLS Status

    Active

  • Days on Market

    15

  • Cumulative Days on Market

    730

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

HOA Management

N/A

HOA Fees

$508/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Pools Pools

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • LivingRoom

    Level: First

    Area: 280.00 Square Feet

    Dimensions: 20 x 14

  • PrimaryBedroom

    Level: Second

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • Bedroom

    Level: Second

    Area: 143.00 Square Feet

    Dimensions: 13 x 11

  • Bedroom

    Level: Second

    Area: 143.00 Square Feet

    Dimensions: 13 x 11

Interior

  • Appliances

    Electric Range

  • Interior Features

    Double Vanity, Interior Steps, Separate Shower, Tub Shower, Upper Level Primary, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

  • Sewer

    Public Sewer

  • Heating

    Electric

Construction

  • Year Built

    Year Built: 2024

  • Home type

    Single Family Residence

  • Foundation Details

    Slab

  • Roof

    Shingle

  • Architectural Style

    Coastal

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Security Features

    Security Gate

  • Pool Features

    In Ground, Community

  • Association Amenities

    Gated

  • Utilities

    Electricity Available

Other Features

  • Community Features

    Pool, Community Pool

  • Subdivision Name

    Sanctuary Beach

  • Patio And Porch Features

    Covered, Porch

Price History

DateEventPrice

08/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793427

Listed for Sale

$568,999

$237/sqft

07/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787680

Off Market

$569,000

$237/sqft

06/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787680

Price Decreased

$569,000 -0.87%

$237/sqft

03/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787680

Listed for Sale

$574,000 +0.35%

$239/sqft

03/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787680

Price Decreased

$572,000 -2.21%

$238/sqft

Show more

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 07:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Click to see all homes
static map image
Satellite
Close IconHouzeo

Do Real Estate on the Go!

For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share