For Sale
Condo for sale at 8610 Surf Dr #307, Panama City, FL 32408 | MLS# 784487 | Listing updated on 2026-08-31
Photo 1 of Condo for sale at 8610 Surf Dr #307, Panama City, FL 32408 | MLS# 784487 | Listing updated on 2026-08-31
Photo 2 of Condo for sale at 8610 Surf Dr #307, Panama City, FL 32408 | MLS# 784487 | Listing updated on 2026-08-31
Photo 3 of Condo for sale at 8610 Surf Dr #307, Panama City, FL 32408 | MLS# 784487 | Listing updated on 2026-08-31
Photo 4 of Condo for sale at 8610 Surf Dr #307, Panama City, FL 32408 | MLS# 784487 | Listing updated on 2026-08-31
33+
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Street View

$445,000

Monthly Est:$2,215

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,000sqft

8610 Surf Dr #307, Panama City, FL 32408

$2,215/moEst:

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  • Condominium

  • Built in 1987

  • $1,144.33/mo HOA

  • -- sqft lot

  • $445/sq.ft

Description

Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed..
Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex (no elevators) with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and p...

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  • Houzeo last checked: 2 minutes ago
  • Listing updated: August 31, 2026 at 1:29 pm
  • Listing Provided by: Joan C Altenpohl (850) 624-3668 DRE #0503302 | Coastal Real Estate Group, Inc (850) 230-3668
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 784487 Bay/Panama City/Central Panhandle MLS-FL

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Building
8610 Surf Dr
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    3

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1987

  • HOA Fees

    $1144.33/mo

  • Finished Area

    1,000 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    784487

  • MLS Status

    Active

  • Days on Market

    230

  • Cumulative Days on Market

    211

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HOA Management

N/A

HOA Fees

$3,433/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Trash Pickup Trash Pickup

Cable TV Cable TV

Water Water

Maintenance Maintenance

Beach Beach

PicnicArea PicnicArea

LegalAccounting LegalAccounting

Barbecue Barbecue

Pools Pools

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Other

    Level: First

    Area: 216.00 Square Feet

    Dimensions: 18 x 12

  • Other

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • LivingRoom

    Level: First

    Area: 182.00 Square Feet

    Dimensions: 14 x 13

Interior

  • Appliances

    Washer Dryer Stacked, Electric Range, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Interior Features

    Balcony, See Remarks, Tub Shower

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 1987

  • Home type

    Condominium

  • Construction Materials

    Stucco, Vinyl Siding, Wood Frame

  • Roof

    Membrane, Metal

  • Architectural Style

    Low Rise

Utilities & Energy

  • Association Amenities

    Beach Rights, Barbecue, Picnic Area

  • Utilities

    Cable Connected, Electricity Available

  • Pool Features

    Gunite, In Ground, Community, Private

  • Parking Features

    Paved, Parking Lot

  • Laundry Features

    Stacked

  • Security Features

    Fire Alarm, Smoke Detectors

Other Features

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Whispering Seas

  • Community Features

    Barbecue, Beach, Park, Pool, Waterfront, Short Term Rental Allowed

  • Lot Features

    Paved

Price History

DateEventPrice

02/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784487

Price Increased

$449,000 +0.90%

$449/sqft

02/01/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #784487

Listed for Sale

$445,000

$445/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 20, 2026, 08:30AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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