For Sale
Condo for sale at 8618 Surf Dr #208, Panama City, FL 32408 | MLS# 793632 | Listing updated on 2026-08-06
Photo 1 of Condo for sale at 8618 Surf Dr #208, Panama City, FL 32408 | MLS# 793632 | Listing updated on 2026-08-06
Photo 2 of Condo for sale at 8618 Surf Dr #208, Panama City, FL 32408 | MLS# 793632 | Listing updated on 2026-08-06
Photo 3 of Condo for sale at 8618 Surf Dr #208, Panama City, FL 32408 | MLS# 793632 | Listing updated on 2026-08-06
Photo 4 of Condo for sale at 8618 Surf Dr #208, Panama City, FL 32408 | MLS# 793632 | Listing updated on 2026-08-06
30+
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Street View

$249,900

Monthly Est:$1,244

  • Beds Icon1 Bed
  • Beds Icon
    1 Bath
  • Beds Icon576sqft

8618 Surf Dr #208, Panama City, FL 32408

$1,244/moEst:

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  • Condominium

  • Built in 1982

  • $540.67/mo HOA

  • -- sqft lot

  • $434/sq.ft

Description

Welcome to Ocean Terrace Condominiums! This adorable second-floor, one-bedroom, one-bath condo is located directly across the street from the Gulf of Mexico and offers beautiful Gulf views. The open-concept floor plan features a spacious breakfast bar with ample counter space for meal preparation, a pantry, and a dining area perfect for enjoying your morning coffee or evening meal. The living area includes a convenient Murphy bed, providing additional sleeping accommodations. Tile flooring extends throughout the main living areas, while the bedroom is carpeted. The bathroom features a walk-in shower.
Recent improvements include the replacement of all exterior windows wit...

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  • Houzeo last checked: 13 minutes ago
  • Listing updated: August 6, 2026 at 2:23 am
  • Listing Provided by: Darlene Tate (850) 890-9309 DRE #3234120 | RC Real Estate Group (850) 249-6100
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 793632 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
8618 Surf Dr
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1982

  • HOA Fees

    $540.67/mo

  • Finished Area

    576 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    793632

  • MLS Status

    Active

  • Days on Market

    44

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HOA Management

N/A

HOA Fees

$1,621.88/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Cable TV Cable TV

Water Water

Insurance Insurance

Pools Pools

Gazebo Gazebo

PestControl PestControl

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: 1

    Bathroom: 1

  • FullBath

    Level: First

    Area: 35.63 Square Feet

    Dimensions: 7.5 x 4.75

  • Bedroom

    Level: First

    Area: 108.29 Square Feet

    Dimensions: 8.33 x 13

  • DiningRoom

    Level: First

    Area: 59.61 Square Feet

    Dimensions: 8.42 x 7.08

  • Kitchen

    Level: First

    Area: 100.53 Square Feet

    Dimensions: 11.17 x 9

  • LivingRoom

    Level: First

    Area: 179.63 Square Feet

    Dimensions: 18.75 x 9.58

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Interior Features

    Shower Only

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 1982

  • Home type

    Condominium

  • Architectural Style

    Low Rise

Utilities & Energy

  • Association Amenities

    Gazebo

  • Utilities

    Cable Connected, Electricity Available

  • Pool Features

    In Ground, Community

  • Parking Features

    Paved, Parking Lot

  • Security Features

    Smoke Detectors

Other Features

  • Subdivision Name

    Ocean Terr. Condo.

  • Community Features

    Pool, Community Pool, Short Term Rental Allowed

  • Lot Features

    Paved

Price History

DateEventPrice

08/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793632

Listed for Sale

$249,900

$434/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 20, 2026, 05:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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