Homes for Sale Under 400K in Merced, CA

255 Homes for Sale

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Merced, CA Housing Market Overview

Merced is a balanced market, giving buyers and sellers room to negotiate. With 1 months of supply and homes averaging 61 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

61

Inventory

255

Aug 2021May 2024Jul 2026

Median Home Price

$420,940Up 1.43%

In Jul 2026 · YoY

Aug 2021May 2024Jul 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
255 Up 8.47%
Newly Listed Homes
69 Up 16.95%
Months of Supply
1 Down 14.33%

Housing Demand

Homes Sold
195 Up 26.62%
Sale-to-List Ratio
97.6% Down 2.24%
Homes Sold Above List
28.8% Down 28.80%

30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.

View Full Merced Market Report
No. of Homes
Prices
Days on Market
Homes for Sale Los Angeles
26,506
$1,122,500
55
Homes for Sale Riverside
13,962
$670,000
52
Homes for Sale San Bernardino
13,554
$500,000
57
Homes for Sale San Diego
10,317
$975,000
43
Homes for Sale Orange
7,067
$1,210,000
42
Homes for Sale Alameda
3,164
$1,185,500
42
Homes for Sale Santa Clara
2,972
$1,700,000
46
Homes for Sale Ventura
2,342
$855,000
50
Homes for Sale Lancaster
1,754
$464,500
-
Homes for Sale San Luis Obispo
1,580
$980,000
-
Homes for Sale San Jose
1,502
$1,450,000
44
Homes for Sale Long Beach
1,075
$897,000
50
Homes for Sale Oakland
1,055
$813,000
42
Homes for Sale Monterey
1,042
$1,175,000
51
Homes for Sale Apple Valley
1,020
$437,300
62
Homes for Sale Hemet
1,020
$432,500
62
Homes for Sale Palmdale
1,006
$520,000
62
Homes for Sale Victorville
967
$429,000
49
Homes for Sale Irvine
862
$1,548,000
54
Homes for Sale Palm Desert
806
$554,500
77
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    Based on information from California Regional Multiple Listing Service, Inc. as of Sep 20, 2026, 11:00 AM and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 California Regional Multiple Listing Service. All Rights Reserved.

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Merced, CA Housing Marketlink qauare
Homes Available icon

255

Homes Available

Median List Price icon

$ 420,940

Median List Price

Avg on Market icon

61 Days

Avg on Market

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