Homes for Sale Under 400K in Santa Barbara, CA

56 Homes

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Santa Barbara, CA Housing Market Overview

Santa Barbara's housing market currently favors buyers. This gives buyers the upper hand in negotiations. With a 1.44-month supply of homes and an average of 80 days on the market, buyers have plenty of time to choose and significant bargaining power.

Status

Buyer's Market

Days on Market

80

Inventory

56

Jul 2021Apr 2024Jul 2026

Median Home Price

$4,500,000Up 18.58%

In Jul 2026 · YoY

Jul 2021Apr 2024Jul 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Supply

Homes For Sale
56 Down 12.68%
Newly Listed Homes
16 Down 23.81%
Months of Supply
1.4 Down 53.29%

Demand

Homes Sold
43 Up 86.96%
Sale-to-List Ratio
93.9% Up 2.47%
Homes Sold Above List
20% Up 39.96%

30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.

View Full Santa Barbara Market Report
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    Based on information from California Regional Multiple Listing Service, Inc. as of Aug 30, 2026, 1:45 AM and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2024 California Regional Multiple Listing Service. All Rights Reserved.

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Santa Barbara, CA Housing Marketlink qauare
Homes Available icon

56

Homes Available

Median List Price icon

$ 4,500,000

Median List Price

Avg on Market icon

80 Days

Avg on Market

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