Homes for Sale Under 400K in Waterbury, CT

286 Homes for Sale

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Waterbury, CT Housing Market Overview

Waterbury is a balanced market, giving buyers and sellers room to negotiate. With 3.1 months of supply and homes averaging 61 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

61

Inventory

373

Sep 2021Jun 2024Sep 2026

Median Home Price

$220,000Up 2.33%

In Sep 2026 · YoY

Sep 2021Jun 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
373 Down 7.90%
Newly Listed Homes
587 Down 3.14%
Months of Supply
3.1 Up 6.90%

Housing Demand

Homes Sold
363 Down 13.98%
Sale-to-List Ratio
100% Down 0.00%
Homes Sold Above List
0% Down 0.00%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

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  • mls-imgIDX Logo
    Based on information provided to and compiled by the SMART MLS, Inc. through Oct 10, 2026, 12:30 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 SMART MLS, Inc. All Rights Reserved.

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Waterbury, CT Housing Marketlink qauare
Homes Available icon

286

Homes Available

Median List Price icon

$ 220,000

Median List Price

Avg on Market icon

61 Days

Avg on Market

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