Cheap Homes for Sale in Palatka, FL

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Palatka, FL Housing Market Overview

Palatka's housing market currently favors buyers. This gives buyers the upper hand in negotiations. With a 4.2-month supply of homes and an average of 163 days on the market, buyers have plenty of time to choose and significant bargaining power.

Status

Buyer's Market

Days on Market

163

Inventory

105

Aug 2021Mar 2024Mar 2026

Median Home Price

$156,500Up 0.08%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
105 Down 0.33%
Newly Listed Homes
12 Down 0.40%
Months of Supply
4.2 Down 4.00%

Housing Demand

Homes Sold
13 Down 0.00%
Sale-to-List Ratio
94.3% Up 7.87%
Homes Sold Above List
15.4% Up 5.38%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Palatka Market Report
  • mls-img
    Based on information from Stellar MLS® through Sep 3, 2026, 1:45 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-img
    Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Sep 3, 2026, 1:45 AM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Palatka, FL Housing Marketlink qauare
Homes Available icon

105

Homes Available

Median List Price icon

$ 156,500

Median List Price

Avg on Market icon

163 Days

Avg on Market

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