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Homes for Sale Under 400K in Punta Gorda, FL

2,560 Homes for Sale

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Showing 547 - 588 of 2,560 homes for sale in Punta Gorda, FL

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Punta Gorda, FL Housing Market Overview

Punta Gorda is a buyer's market right now. Homes are sitting on the market for 74 days on average. With 6.8 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

74

Inventory

374

Oct 2021Jul 2024Oct 2026

Median Home Price

$467,500Up 16.58%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
374 Down 34.39%
Newly Listed Homes
324 Up 2.53%
Months of Supply
6.8 Down 37.04%

Housing Demand

Homes Sold
164 Up 3.80%
Sale-to-List Ratio
95.6% Up 2.82%
Homes Sold Above List
4.3% Up 68.77%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Punta Gorda Market Report
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  • mls-img
    Based on information from Stellar MLS® through Nov 4, 2026, 12:45 PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-imgIDX Logo
    Based on information from the Florida Gulf Coast Multiple Listing Service, Inc. through Nov 4, 2026, 12:45 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. Some IDX listings have been excluded from this website. © 2026 Florida Gulf Coast Multiple Listing Service - All Rights Reserved.
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Homes Available icon

2,560

Homes Available

Median List Price icon

$ 467,500

Median List Price

Avg on Market icon

74 Days

Avg on Market