Homes for Sale Under 400K in St Cloud, FL

433 Homes for Sale

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St Cloud, FL Housing Market Overview

St. Cloud is a balanced market, giving buyers and sellers room to negotiate. With 5 months of supply and homes averaging 70 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

70

Inventory

433

Median Home Price

$395,000Up 0.00%

In Mar 2026 · YoY

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
433 Down 0.10%
Newly Listed Homes
160 Down 0.23%
Months of Supply
5 Up 0.60%

Housing Demand

Homes Sold
101 Down 0.00%
Sale-to-List Ratio
97.9% Down 0.98%
Homes Sold Above List
9.9% Down 7.56%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full St Cloud Market Report
No. of Homes
Prices
Days on Market
Homes for Sale Palm Beach
11,799
$3,000,000
133
Homes for Sale Miami
11,669
$580,000
79
Homes for Sale Sarasota
7,761
$505,500
87
Homes for Sale Lehigh Acres
6,213
$309,990
84
Homes for Sale Cape Coral
6,015
$385,000
79
Homes for Sale Jacksonville
5,932
$310,000
56
Homes for Sale Naples
5,918
$619,500
100
Homes for Sale Fort Myers
5,494
$335,000
92
Homes for Sale Port Charlotte
4,933
$320,000
89
Homes for Sale Orlando
4,789
$408,000
63
Homes for Sale Ocala
4,337
$286,025
91
Homes for Sale Kissimmee
4,183
$357,990
78
Homes for Sale Tampa
3,786
$450,000
62
Homes for Sale Punta Gorda
3,418
$360,000
94
Homes for Sale North Port
3,157
$319,900
-
Homes for Sale Fort Lauderdale
2,772
$550,000
80
Homes for Sale Hernando
2,690
$340,000
-
Homes for Sale Palm Bay
2,626
$329,995
70
Homes for Sale Bradenton
2,498
$429,000
80
Homes for Sale Seminole
2,470
$445,000
-
  • mls-img
    Based on information from Stellar MLS® through Sep 17, 2026, 8:00 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-imgIDX Logo
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by BeachesMLS. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This data is not verified for authenticity or accuracy and may not reflect all real estate activity in the market. Based on information © 2026 BeachesMLS, Inc. All Rights Reserved.
  • mls-img

    Based on information from the Space Coast MLS through Sep 17, 2026, 8:00 AM. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Space Coast Association of Realtors®. All Rights Reserved.

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