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Homes for Sale Under 300K in Champaign, IL

281 Homes for Sale

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HotHot
Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 408 Park Ln Dr, Champaign, IL 61820 | MLS# 12769127 | Listing updated on 2026-10-28

$299,900

Views: 13

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 2,327sqft

Single family home for sale

408 Park Ln Dr, Champaign, IL 61820

MLS ID #12769127, Coldwell Banker R.E. Group

Price CutPrice Drop: $25.1K
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Photo 1 of Single family home for sale at 913 W Charles St, Champaign, IL 61821 | MLS# 12761126 | Listing updated on 2026-10-21

$299,900

Views: 15

Bedrooms: 2Bds

Bathrooms: 4Ba

Area: 1,835sqft

Single family home for sale

913 W Charles St, Champaign, IL 61821

MLS ID #12761126, Keller Williams-Trec

Price CutPrice Drop: $11.4K
Photo 1 of Single family home for sale at 608 E Oaks Rd, Urbana, IL 61802 | MLS# 12646733 | Listing updated on 2026-11-03

$298,500

Views: 12

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,725sqft

Single family home for sale

608 E Oaks Rd, Urbana, IL 61802

MLS ID #12646733, Real Broker, Llc

Price CutPrice Drop: $5K
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Photo 1 of Single family home for sale at 613 Delmar Dr, Champaign, IL 61822 | MLS# 12763548 | Listing updated on 2026-10-08

$294,900

Views: 16

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,580sqft

Single family home for sale

613 Delmar Dr, Champaign, IL 61822

MLS ID #12763548, Taylor Realty Associates

Price CutPrice Drop: $10.1K
Photo 1 of Single family home for sale at 1203 S Race St, Urbana, IL 61801 | MLS# 12747279 | Listing updated on 2026-10-28

$284,900

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,764sqft

Single family home for sale

1203 S Race St, Urbana, IL 61801

MLS ID #12747279, Keller Williams-Trec

Price CutPrice Drop: $10K
Photo 1 of Single family home for sale at 2801 Rachel Rd, Champaign, IL 61822 | MLS# 12713546 | Listing updated on 2026-11-03

$279,900

Views: 11

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,560sqft

Single family home for sale

2801 Rachel Rd, Champaign, IL 61822

MLS ID #12713546, Keller Williams-Trec

HotHot
Photo 1 of Single family home for sale at 1108 Pearl Dr, Mahomet, IL 61853 | MLS# 12624418 | Listing updated on 2026-11-03

$278,500

Views: 26

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,505sqft

Single family home for sale

1108 Pearl Dr, Mahomet, IL 61853

MLS ID #12624418, Re/Max Realty Associates-Cha

HotHot
3D Tour3D Tour
Photo 1 of Single family home for sale at 68 John Ln, Champaign, IL 61822 | MLS# 12723128 | Listing updated on 2026-10-20

$275,000

Views: 21

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 1,999sqft

Single family home for sale

68 John Ln, Champaign, IL 61822

MLS ID #12723128, Re/Max Realty Associates-Cha

Showing 1 - 42 of 281 homes for sale in Champaign, IL

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Champaign, IL Housing Market Overview

Champaign is a balanced market, giving buyers and sellers room to negotiate. With 2.7 months of supply and homes averaging 52 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

52

Inventory

154

Oct 2021Jul 2024Oct 2026

Median Home Price

$240,000Up 3.78%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
154 Up 1.99%
Newly Listed Homes
199 Down 31.62%
Months of Supply
2.7 Up 42.11%

Housing Demand

Homes Sold
174 Down 26.89%
Sale-to-List Ratio
98.5% Down 0.46%
Homes Sold Above List
25.3% Down 8.80%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    This representation is based in whole or in part on data supplied by Midwest Real Estate Data, LLC through Nov 4, 2026, 3:30 AM. Midwest Real Estate Data, LLC does not guarantee nor is it in any way responsible for its accuracy. Data maintained by Midwest Real Estate Data LLC may not reflect all real estate activity in the market.

    Based on information submitted to the MLS GRID as of Nov 4, 2026, 3:30 AM. All data is obtained from various sources and has not been, and will not be, verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. Some IDX listings have been excluded from this website. Information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID, MRED or Houzeo. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. Properties displayed may be listed or sold by various participants in the MLS,

    Listings courtesy of MRED as distributed by MLS GRID. ©2026 Midwest Real Estate Data LLC. All Rights Reserved
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Homes Available icon

281

Homes Available

Median List Price icon

$ 240,000

Median List Price

Avg on Market icon

52 Days

Avg on Market