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Kentucky Homes for Sale Under 400K

14,985 Homes for Sale

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Photo 1 of Single family home for sale at 142 Waco Hts, Waco, KY 40385 | MLS# 26004848 | Listing updated on 2026-07-02

$399,999

Views: 4

Bedrooms: 4Bds

Bathrooms: 3Ba

Area: 2,261sqft

Single family home for sale

142 Waco Hts, Waco, KY 40385

Premier Property Consultants

New
Photo 1 of Single family home for sale at 265 Gaines Rd, Nancy, KY 42544 | MLS# 26030011 | Listing updated on 2026-10-30

$399,999

Views: 6

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 2,240sqft

Single family home for sale

265 Gaines Rd, Nancy, KY 42544

Weichert Realtors Ford Brothers, Inc.

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New ConstructionNew Construction
Photo 1 of Single family home for sale at 63 Iris Point, Somerset, KY 42503 | MLS# 26025603 | Listing updated on 2026-10-24

$399,900

Views: 21

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 2,182sqft

Single family home for sale

63 Iris Point, Somerset, KY 42503

Lake Cumberland Real Estate Professionals

Photo 1 of Single family home for sale at 76 Connors Way, Somerset, KY 42503 | MLS# 26004698 | Listing updated on 2026-06-13

$399,900

Views: 7

Bedrooms: 3Bds

Bathrooms: 3Ba

Area: 3,252sqft

Single family home for sale

76 Connors Way, Somerset, KY 42503

Keller Williams Bluegrass Realty - Lake Cumberland

Showing 43 - 84 of 14,985 homes for sale in Kentucky

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Kentucky Housing Market Overview

Kentucky is a balanced market, giving buyers and sellers room to negotiate. With 7.1 months of supply and homes averaging 54 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

54

Inventory

13,840

Oct 2021Jul 2024Sep 2026

Median Home Price

$288,990Up 2.12%

In Sep 2026 · YoY

Oct 2021Jul 2024Sep 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
13,840 Up 118.81%
Newly Listed Homes
3,654 Up 11.06%
Months of Supply
7.1 Up 153.57%

Housing Demand

Homes Sold
1,951 Down 12.94%
Sale-to-List Ratio
97.2% Up 0.22%
Homes Sold Above List
15.7% Down 0.88%

30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.

View Full Kentucky Market Report
No. of Homes
Houses for Sale in Hamburg Area, Lexington Fayette
92
Houses for Sale in North Limestone, Lexington Fayette
42
Houses for Sale in William Wells Brown, Lexington Fayette
35
Houses for Sale in Masterson Station, Lexington Fayette
26
Houses for Sale in Joyland, Lexington Fayette
24
Houses for Sale in Picadome, Lexington Fayette
24
Houses for Sale in Georgetown, Lexington
20
Houses for Sale in East Pointe, Lexington Fayette
20
Houses for Sale in Dove Creek, Lexington Fayette
19
Houses for Sale in Northside, Lexington Fayette
18
Houses for Sale in Beaumont, Lexington Fayette
18
Houses for Sale in Eastland Pkwy, Lexington Fayette
17
Houses for Sale in Kenwick, Lexington Fayette
17
Houses for Sale in Georgetown Street, Lexington Fayette
17
Houses for Sale in Greater East End, Lexington Fayette
16
Houses for Sale in Martin Luther King, Lexington Fayette
15
Houses for Sale in South Hill, Lexington Fayette
14
Houses for Sale in Blackford Oaks Place, Lexington Fayette
13
Houses for Sale in Lansdowne, Lexington Fayette
13
Houses for Sale in Pinnacle, Lexington Fayette
13
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  • mls-img

    Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Nov 1, 2026, 5:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.

  • mls-imgIDX Logo
    Based on information from the IMAGINE MLS® through Nov 1, 2026, 5:45 PM. Copyrighted by the Imagine MLS®. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data on this website is deemed reliable but is not guaranteed accurate by the MLS. © 2026 IMAGINE MLS®. All Rights Reserved.
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Homes Available icon

14,985

Homes Available

Median List Price icon

$ 288,990

Median List Price

Avg on Market icon

54 Days

Avg on Market