Homes for Sale Under 400K in Cumberland, MD

346 Homes for Sale

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Cumberland, MD Housing Market Overview

Cumberland is a balanced market, giving buyers and sellers room to negotiate. With 5.7 months of supply and homes averaging 94 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

94

Inventory

113

Sep 2021Mar 2024Mar 2026

Median Home Price

$175,000Up 0.25%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
113 Up 0.07%
Newly Listed Homes
29 Down 0.17%
Months of Supply
5.7 Down 1.40%

Housing Demand

Homes Sold
20 Down 0.00%
Sale-to-List Ratio
98.9% Up 7.81%
Homes Sold Above List
35% Up 28.33%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-imgIDX Logo

    Based on information from Bright MLS through Oct 9, 2026, 2:30 PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information

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Cumberland, MD Housing Marketlink qauare
Homes Available icon

346

Homes Available

Median List Price icon

$ 175,000

Median List Price

Avg on Market icon

94 Days

Avg on Market

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