Savvy Avenue

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Homes for Sale Under 400K in Otsego, MN

54 Homes for Sale

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Otsego, MN Housing Market Overview

Otsego is a balanced market, giving buyers and sellers room to negotiate. With 3.2 months of supply and homes averaging 65 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

65

Inventory

102

Sep 2021Mar 2024Mar 2026

Median Home Price

$434,407Up 0.00%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
102 Down 0.04%
Newly Listed Homes
69 Up 0.06%
Months of Supply
3.2 Up 0.60%

Housing Demand

Homes Sold
32 Down 0.00%
Sale-to-List Ratio
100.1% Up 0.91%
Homes Sold Above List
31.3% Up 11.74%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information submitted to the MLS GRID from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC through Oct 9, 2026, 2:31 PM. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any and as amended from time to time. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
    Information deemed reliable but not guaranteed. The property data presented reflects information otherwise available from public records. The real estate broker participating in MLS and providing this information may not have represented the buyer or seller in some or all of the transactions. Listings courtesy of Northstar MLS as distributed by MLS GRID. © 2026 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved.
    Advertising Broker: Moe Mossa (Savvy Avenue) (612) 490-1268 | Savvy Avenue, LLC
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Otsego, MN Housing Marketlink qauare
Homes Available icon

54

Homes Available

Median List Price icon

$ 434,407

Median List Price

Avg on Market icon

65 Days

Avg on Market

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