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Homes for Sale Under 200K in Saint Charles, MO

88 Homes for Sale

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Showing 1 - 42 of 88 homes for sale in Saint Charles, MO

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Saint Charles, MO Housing Market Overview

Saint Charles is moving fast, and is a seller's market. Just 1.5 months of supply and 29 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

29

Inventory

90

Sep 2021Feb 2024Feb 2026

Median Home Price

$329,000Down 0.01%

In Feb 2026 · YoY

Sep 2021Feb 2024Feb 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
90 Up 0.43%
Newly Listed Homes
67 Up 0.14%
Months of Supply
1.5 Down 0.00%

Housing Demand

Homes Sold
59 Down 0.00%
Sale-to-List Ratio
100.3% Up 1.46%
Homes Sold Above List
28.8% Up 14.86%

30-yr fixed rate 6.23% · Data as of Feb 2026 · Source: Houzeo Research.

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  • mls-imgIDX Logo
    Based on information from Mid America Regional Information Systems, Inc. through Oct 29, 2026, 2:16 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Properties displayed may be listed or sold by various participants in the MLS. Property data presented reflect information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.
    IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. © 2026 Mid America Regional Information Systems, Inc. All Rights Reserved.
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Homes Available icon

88

Homes Available

Median List Price icon

$ 329,000

Median List Price

Avg on Market icon

29 Days

Avg on Market