Homes for Sale Under 400K in Helena, MT

123 Homes for Sale

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Helena, MT Housing Market Overview

Helena's housing market is evenly balanced between buyers and sellers. This creates fair negotiating conditions for both parties. With a 1.56-month supply of homes and properties spending 58 days on the market on average, both buyers and sellers have equal opportunity to achieve favorable outcomes.

Status

Balanced Market

Days on Market

58

Inventory

123

Aug 2021May 2024Jul 2026

Median Home Price

$497,000Up 14.25%

In Jul 2026 · YoY

Aug 2021May 2024Jul 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
123 Down 6.36%
Newly Listed Homes
65 Down 34.34%
Months of Supply
1.6 Down 52.08%

Housing Demand

Homes Sold
170 Up 95.40%
Sale-to-List Ratio
98.7% Down 0.21%
Homes Sold Above List
28.1% Down 1.09%

30-yr fixed rate 6.23% · Data as of Jul 2026 · Source: Houzeo Research.

View Full Helena Market Report
  • mls-imgIDX Logo
    Based on information from the Montana Regional MLS, LLC (alternatively, from MRMLS)through Sep 6, 2026, 11:45 PM. IDX information is provided exclusively for consumers(U+0027) personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MRMLS.

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Helena, MT Housing Marketlink qauare
Homes Available icon

123

Homes Available

Median List Price icon

$ 497,000

Median List Price

Avg on Market icon

58 Days

Avg on Market

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