Homes for Sale Under 400K in Jefferson City, MT

14 Homes for Sale

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Jefferson City, MT Housing Market Overview

Jefferson City's housing market currently favors buyers. This gives buyers the upper hand in negotiations. With a 2-month supply of homes and an average of 212 days on the market, buyers have plenty of time to choose and significant bargaining power.

Status

Buyer's Market

Days on Market

212

Inventory

14

Sep 2021Jul 2024Dec 2025

Median Home Price

$632,900Down 0.00%

In Dec 2025 · YoY

Sep 2021Jun 2024Dec 2025

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
14 Down 0.00%
Newly Listed Homes
0 Down 0.00%
Months of Supply
2 Down 0.00%

Housing Demand

Homes Sold
1 Down 0.00%
Sale-to-List Ratio
0% Down 0.00%
Homes Sold Above List
0% Down 0.00%

30-yr fixed rate 6.23% · Data as of Dec 2025 · Source: Houzeo Research.

View Full Jefferson City Market Report
  • mls-imgIDX Logo
    Based on information from the Montana Regional MLS, LLC (alternatively, from MRMLS)through Sep 7, 2026, 2:45 AM. IDX information is provided exclusively for consumers(U+0027) personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MRMLS.
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Jefferson City, MT Housing Marketlink qauare
Homes Available icon

14

Homes Available

Median List Price icon

$ 632,900

Median List Price

Avg on Market icon

212 Days

Avg on Market

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