Montana Homes for Sale with No HOA Fee

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No. of Homes
Houses for Sale in Downtown Missoula, Missoula
19
Houses for Sale in North East, Bozeman
7
Houses for Sale in Heights, Billings
5
Houses for Sale in North Park, Billings
4
Houses for Sale in Helena Historic District, Helena
3
Houses for Sale in Flanders Creek, Bozeman
2
Houses for Sale in Downtown Helena, Helena
2
Houses for Sale in West End, Billings
1
Houses for Sale in South Central, Bozeman
1
Houses for Sale in South Side, Billings
1
Houses for Sale in Bozeman Creek, Bozeman
1
Houses for Sale in Good Shepherd, Helena
-
Houses for Sale in Fort Harrison Va Hospital, Helena West Side
-
Houses for Sale in Midtown, Bozeman
-
Houses for Sale in Downtown Bozeman, Bozeman
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Houses for Sale in Montana State Fairgrounds Racetrack, Helena
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Houses for Sale in West Main, Helena
-
Houses for Sale in Kirk Park, Bozeman
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Houses for Sale in The Knolls, Bozeman
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Houses for Sale in Montana State Capitol, Helena
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Frequently Asked Questions

Where is the cheapest place to buy a house in Montana?

Billings is the cheapest place to buy a house in Montana, with an average home price of $275,000. The cost of living is 8% lower than the state average. Other affordable cities include Great Falls, Missoula, and Helena, where median home prices are under $350K and offer a lower overall cost of living.

What is the average cost to buy a house in Montana?

The average cost to buy a house in Montana is $380,000. Home prices have risen by 4.1% compared to the previous year. Additionally, the cost of living in Montana is approximately 10% lower than the national average.

How many homes are available for sale in Montana?

There are currently 4,218 homes for sale in Montana. Among them, 32 are Montana's hot homes and 495 are Montana homes without HOA fees.

Is it smarter to rent or buy a home in Montana?

Whether it’s smarter to rent or buy depends on your finances, plans, location, and Montana’s housing market. In many areas of Montana, buying is a better long-term investment. The average home price is around $380,000, while rent typically ranges from $1,200 to $1,600 per month.

With 20% down and a 30-year loan at 6.5%, monthly payments can range from $2,100 to $2,300, excluding taxes and insurance. In cities like Billings, Great Falls, and Bozeman, buying may cost more upfront, but it helps build equity over time.

If you're planning to stay for five years or more, buying is often a smart choice. If you're not sure about settling down or need flexibility, renting might be more practical. Use a mortgage calculator to compare costs in your area.

What is the average utility cost in Montana?

The average monthly utility cost in Montana is approximately $375, covering electricity, natural gas, water, trash, and internet.

However, actual costs can vary depending on factors such as location (urban vs. rural), home size, number of residents, and individual usage. Cities like Bozeman and Missoula may experience higher utility rates during the winter months due to heating demands.

What are the average HOA fees in Montana?

The average HOA (Homeowners Association) fees in Montana typically range from $150 to $350 per month. However, this amount can vary depending on the property's location, type, and amenities.

In more upscale communities or luxury condos in cities like Billings or Bozeman, HOA fees may exceed $500 per month, while suburban properties may have fees as low as $100 to $200 per month.

Can a foreigner buy a house in Montana?

Yes, foreigners can buy property in Montana. There are no citizenship restrictions, and they only need a valid passport and a U.S. tax ID to purchase property.

However, some countries face restrictions. Buyers from China, Russia, Iran, North Korea, Cuba, Venezuela, and Syria cannot purchase land near military bases or critical infrastructure. It is still allowed to buy one home under 2 acres if it’s at least 5 miles from those sites. A valid visa is also required for the purchase.

What are the disadvantages of moving to Montana?

Montana offers beautiful landscapes and a low cost of living, but there are some drawbacks. The cost of living is 5% lower than the national average, but housing can be expensive in urban areas like Bozeman and Billings.

Additionally, Montana experiences extreme weather, including harsh winters with heavy snowfall, which increases heating costs. Public transportation is limited, especially in rural areas, making a car almost necessary. Job opportunities outside the main cities may also be limited.

What's the safest place to live in Montana?

Whitefish is considered one of the safest cities in Montana, with a violent crime rate of about 0.2 and a property crime rate of 2.0 per 1,000 residents, both well below the national average. Other safe places include Helena, Billings, and Bozeman, all known for their low crime rates and family-friendly environments

Is Montana a good place to live?

Yes, Montana is widely considered a great place to live due to its natural beauty, low cost of living, and outdoor activities. The state is known for its strong sense of community and vibrant outdoor lifestyle. Cities like Billings offer urban amenities with easy access to nature.

However, Montana does have some drawbacks, such as cold winters, high property taxes in certain areas, and limited job opportunities outside of major cities. Whether Montana is right for you depends on your lifestyle, career goals, and comfort with its climate and cost of living.
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    Based on information from the Montana Regional MLS, LLC (alternatively, from MRMLS)through Aug 27, 2026, 1:45 PM. IDX information is provided exclusively for consumers(U+0027) personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MRMLS.

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Montana Housing Marketlink qauare
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234

Homes Available

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$ 520,000

Median List Price

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60 Days

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