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Homes for Sale Under 600K in Oneonta, NY

109 Homes for Sale

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Price CutPrice Drop: $34K
Photo 1 of Sale Pending at 34 Morgan Ave, Oneonta, NY 13820 | MLS# R1653802 | Listing updated on 2026-10-21

$125,000

Views: 11

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 1,976sqft

Sale Pending

34 Morgan Ave, Oneonta, NY 13820

MLS ID #R1653802, Exit Realty Homeward Bound

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Photo 1 of Single family home for sale at 5551 State Hwy 7, Oneonta, NY 13820 | MLS# R1709010 | Listing updated on 2026-10-22

$114,900

Views: 17

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,676sqft

Single family home for sale

5551 State Hwy 7, Oneonta, NY 13820

MLS ID #R1709010, Benson Agency Real Estate Llc

Photo 1 of Single family home for sale at 20 W Broadway, Oneonta, NY 13820 | MLS# R1717445 | Listing updated on 2026-10-19

$109,900

Views: 9

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,344sqft

Single family home for sale

20 W Broadway, Oneonta, NY 13820

MLS ID #R1717445, Benson Agency Real Estate Llc

Photo 1 of Single family home for sale at 23 Grand St, Oneonta, NY 13820 | MLS# R1670595 | Listing updated on 2026-10-13

$104,900

Views: 16

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,890sqft

Single family home for sale

23 Grand St, Oneonta, NY 13820

MLS ID #R1670595, American Eagle Realty 2016, Llc

Photo 1 of Sale Pending at 4 3rd Street, Oneonta, NY 13820 | MLS# R1719148 | Listing updated on 2026-10-10

$79,000

Views: 11

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,080sqft

Sale Pending

4 3rd Street, Oneonta, NY 13820

MLS ID #R1719148, Keller Williams Upstate Ny Properties

Photo 1 of Land for sale at Center St, Oneonta, NY 13820 | MLS# R1679640 | Listing updated on 2026-10-12

$70,000

Views: 12

Bedrooms: --Bds

Bathrooms: --Ba

Area: 1.02acres lot

Land for sale

Center St, Oneonta, NY 13820

MLS ID #R1679640, Keller Williams Upstate Ny Properties

Photo 1 of Sale Pending at Lot 3 Park Dr, Oneonta, NY 13820 | MLS# R1689053 | Listing updated on 2026-08-20

$52,000

Views: 8

Bedrooms: --Bds

Bathrooms: --Ba

Area: 0.51acre lot

Sale Pending

Lot 3 Park Dr, Oneonta, NY 13820

MLS ID #R1689053, Keller Williams Upstate Ny Properties

Photo 1 of Sale Pending at 18 Carson Rd, Oneonta, NY 13820 | MLS# R1713661 | Listing updated on 2026-09-14

$40,000

Views: 15

Bedrooms: --Bds

Bathrooms: --Ba

Area: 1.55acres lot

Sale Pending

18 Carson Rd, Oneonta, NY 13820

MLS ID #R1713661, Keller Williams Upstate Ny Properties

Photo 1 of Land for sale at 7 Columbia St, Oneonta, NY 13820 | MLS# R1671332 | Listing updated on 2026-09-28

$25,000

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 0.07acre lot

Land for sale

7 Columbia St, Oneonta, NY 13820

MLS ID #R1671332, Coldwell Banker Timberland Properties

Showing 85 - 109 of 109 homes for sale in Oneonta, NY

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Oneonta, NY Housing Market Overview

Oneonta is a balanced market, giving buyers and sellers room to negotiate. With 3.8 months of supply and homes averaging 108 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

108

Inventory

50

Oct 2021Jul 2024Oct 2026

Median Home Price

$230,150Up 12.96%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
50 Up 38.89%
Newly Listed Homes
46 Up 4.55%
Months of Supply
3.8 Down 2.56%

Housing Demand

Homes Sold
40 Up 42.86%
Sale-to-List Ratio
95.6% Up 0.54%
Homes Sold Above List
10% Down 6.63%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

View Full Oneonta Market Report
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  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Nov 4, 2026, 11:45 AM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
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Homes Available icon

109

Homes Available

Median List Price icon

$ 230,150

Median List Price

Avg on Market icon

108 Days

Avg on Market