Homes for Sale Under 400K in Saratoga, NY

501 Homes for Sale

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Saratoga, NY Housing Market Overview

Saratoga is moving fast, and is a seller's market. Just 2.7 months of supply and 4 days on the market mean less competition for buyers and more leverage for you.

Status

Seller's Market

Days on Market

4

Inventory

8

Sep 2021Mar 2024Mar 2026

Median Home Price

$367,000Up 0.29%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
8 Down 0.00%
Newly Listed Homes
4 Down 0.20%
Months of Supply
2.7 Down 1.30%

Housing Demand

Homes Sold
3 Down 0.00%
Sale-to-List Ratio
98.1% Up 1.10%
Homes Sold Above List
33.3% Up 33.33%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Oct 11, 2026, 4:45 AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Global Multiple Listing Service, Inc. All Rights Reserved.
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Saratoga, NY Housing Marketlink qauare
Homes Available icon

501

Homes Available

Median List Price icon

$ 367,000

Median List Price

Avg on Market icon

4 Days

Avg on Market

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