Homes for Sale Under 300K in Utica, NY

253 Homes for Sale

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Photo 48 of Sale Pending at 57 Pond Ln, Utica, NY 13501 | MLS# S1698836 | Listing updated on 2026-09-06Photo 1 of Sale Pending at 57 Pond Ln, Utica, NY 13501 | MLS# S1698836 | Listing updated on 2026-09-06Photo 2 of Sale Pending at 57 Pond Ln, Utica, NY 13501 | MLS# S1698836 | Listing updated on 2026-09-06

$289,900

count-img 4

3Bds

2Ba

1,456sqft

Sale Pending

57 Pond Ln, Utica, NY 13501

MLS ID #S1698836, Coldwell Banker Faith Properties

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Utica, NY Housing Market Overview

Utica's housing market is evenly balanced between buyers and sellers. This creates fair negotiating conditions for both parties. With a 2.8-month supply of homes and properties spending 52 days on the market on average, both buyers and sellers have equal opportunity to achieve favorable outcomes.

Status

Balanced Market

Days on Market

52

Inventory

253

Aug 2021Mar 2024Mar 2026

Median Home Price

$191,000Up 0.07%

In Mar 2026 · YoY

Aug 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
253 Down 0.11%
Newly Listed Homes
40 Up 0.21%
Months of Supply
2.8 Down 0.60%

Housing Demand

Homes Sold
30 Down 0.00%
Sale-to-List Ratio
95.2% Down 2.98%
Homes Sold Above List
20% Down 12.14%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Utica Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Sep 6, 2026, 12:45 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2025 the New York State Alliance of MLSs. All Rights Reserved.
  • mls-img
    Based on information from the Global Multiple Listing Service, Inc. through Sep 6, 2026, 12:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2025 Global Multiple Listing Service, Inc. All Rights Reserved.

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Utica, NY Housing Marketlink qauare
Homes Available icon

253

Homes Available

Median List Price icon

$ 191,000

Median List Price

Avg on Market icon

52 Days

Avg on Market

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