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Homes for Sale Under 400K in Watertown, NY

242 Homes for Sale

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3D Tour3D Tour

$175,000

Views: 14

Bedrooms: 7Bds

Bathrooms: 2Ba

Area: 2,535sqft

Multi family home for sale

156 N Meadow St, Watertown, NY 13601

MLS ID #S1716595, Matteson Property Management, Llc

Price CutPrice Drop: $10K
3D Tour3D Tour

$175,000

Views: 6

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,482sqft

Single family home for sale

19204 Us Route 11, Watertown, NY 13601

MLS ID #S1698871, North Country Realty Group

3D Tour3D Tour

$174,900

Views: 4

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,280sqft

Single family home for sale

321 Sill St, Watertown, NY 13601

MLS ID #S1685730, Hometown Real Estate Services

Price CutPrice Drop: $12.4K
3D Tour3D Tour

$167,500

Views: 3

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,358sqft

Single family home for sale

115 Moore Ave, Watertown, NY 13601

MLS ID #S1719810, Nny Homes Inc

3D Tour3D Tour

$165,000

Views: 2

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,164sqft

Single family home for sale

131 Scio St, Watertown City, NY 13601

MLS ID #S1710903, North Star Real Estate & Property Management

3D Tour3D Tour

$164,900

Views: 2

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,380sqft

Single family home for sale

129 Breen Ave, Watertown, NY 13601

MLS ID #S1720063, Marzano Real Estate, Llc.

3D Tour3D Tour

$164,900

Views: 1

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,225sqft

Single family home for sale

572 Snell St, Watertown, NY 13601

MLS ID #S1664341, North Star Real Estate & Property Management

Price CutPrice Drop: $15K
3D Tour3D Tour

$159,900

Views: 11

Bedrooms: 5Bds

Bathrooms: 3Ba

Area: 2,378sqft

Multi family home for sale

723 Franklin St, Watertown, NY 13601

MLS ID #S1691616, Real Broker Ny Llc

3D Tour3D Tour

$159,900

Views: 1

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,056sqft

Single family home for sale

1415 Ohio St, Watertown, NY 13601

MLS ID #S1694980, First Choice Real Estate

3D Tour3D Tour

$159,000

Views: 4

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,296sqft

Single family home for sale

1506 State St, Watertown, NY 13601

MLS ID #S1720060, Matteson Property Management, Llc

3D Tour3D Tour

$155,000

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,296sqft

Manufactured home for sale

27672 Rt 12, Watertown, NY 13601

MLS ID #S1679466, Lake Ontario Realty, Llc

Price CutPrice Drop: $9.9K
3D Tour3D Tour

$150,000

Views: 13

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,520sqft

Single family home for sale

148 Breen Ave, Watertown, NY 13601

MLS ID #S1693911, North Star Real Estate & Property Management

3D Tour3D Tour

$150,000

Views: 3

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,450sqft

Single family home for sale

410 Seward St, Watertown, NY 13601

MLS ID #S1701240, North Star Real Estate & Property Management

3D Tour3D Tour

$149,900

Views: 6

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,622sqft

Single family home for sale

403 Moffett St, Watertown, NY 13601

MLS ID #S1711345, North Star Real Estate & Property Management

3D Tour3D Tour

$149,900

Views: 12

Bedrooms: 3Bds

Bathrooms: 1Ba

Area: 1,104sqft

Single family home for sale

439 S Pleasant St, Watertown, NY 13601

MLS ID #S1700838, Frattali Real Estate & Property Management, Llc

3D Tour3D Tour

$149,900

Views: 1

Bedrooms: 5Bds

Bathrooms: 2Ba

Area: 2,304sqft

Multi family home for sale

345 Arlington St, Watertown, NY 13601

MLS ID #S1697415, North Star Real Estate & Property Management

3D Tour3D Tour

$149,000

Views: 1

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,538sqft

Single family home for sale

867 W Main St, Watertown, NY 13601

MLS ID #S1718994, Happily Ever After Realty Corp

3D Tour3D Tour

$148,000

Views: 6

Bedrooms: 4Bds

Bathrooms: 2Ba

Area: 1,608sqft

Single family home for sale

109 State Pl, Watertown, NY 13601

MLS ID #S1657284, Lake Ontario Realty, Llc

Price CutPrice Drop: $5K
3D Tour3D Tour

$144,000

Views: 8

Bedrooms: 3Bds

Bathrooms: 2Ba

Area: 1,528sqft

Single family home for sale

1216 Bronson St, Watertown, NY 13601

MLS ID #S1699570, Bridgeview Real Estate

Showing 127 - 168 of 242 homes for sale in Watertown, NY

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Watertown, NY Housing Market Overview

Watertown is a balanced market, giving buyers and sellers room to negotiate. With 4 months of supply and homes averaging 121 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

121

Inventory

101

Sep 2021Apr 2024Mar 2026

Median Home Price

$225,000Up 0.38%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
101 Down 0.08%
Newly Listed Homes
31 Up 0.07%
Months of Supply
4 Down 0.60%

Housing Demand

Homes Sold
25 Down 0.00%
Sale-to-List Ratio
98.9% Up 2.32%
Homes Sold Above List
48% Up 35.50%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Watertown Market Report
  • mls-img
    Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Oct 29, 2026, 10:00 PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
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Homes Available icon

242

Homes Available

Median List Price icon

$ 225,000

Median List Price

Avg on Market icon

121 Days

Avg on Market