Homes for Sale Under 700K in Spencer, NC

40 Homes for Sale

Sort by:Newest Listings

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Spencer, NC Housing Market Overview

Spencer is a balanced market, giving buyers and sellers room to negotiate. With 2.8 months of supply and homes averaging 108 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

108

Inventory

25

Sep 2021Mar 2024Mar 2026

Median Home Price

$300,000Up 0.30%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
25 Down 0.04%
Newly Listed Homes
8 Down 0.11%
Months of Supply
2.8 Down 3.70%

Housing Demand

Homes Sold
9 Up 1.00%
Sale-to-List Ratio
93.2% Down 4.75%
Homes Sold Above List
22.2% Down 2.78%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Spencer Market Report
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in North Carolina
Safest Places to Live in North Carolina
Expensive Places to Live in North Carolina
Cheapest Places to Live in North Carolina
  • mls-img
    Based on information submitted to the MLS GRID from Canopy MLS through Oct 12, 2026, 5:16 AM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
  • mls-img
    Based on information from the Board/Association of REALTORS® (or from the Triad MLS) through Oct 12, 2026, 5:15 AM. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. This site will be monitored for ‘scraping’ and any use of search facilities of data on the site other than by potential buyers/sellers is prohibited. All Sale data is for informational purposes only and is not an indication of a market analysis or appraisal. Properties marked with the Triad MLS, Inc. icon are provided courtesy of the Triad MLS, Inc.’s Internet Data Exchange Database. Data cannot be redistributed and cannot be used for any reason other than as provided in the contract. © 2026 Triad MLS, Inc. All rights reserved.
Click to see all homes
static map image
Satellite
Spencer, NC Housing Marketlink qauare
Homes Available icon

40

Homes Available

Median List Price icon

$ 300,000

Median List Price

Avg on Market icon

108 Days

Avg on Market

Close IconHouzeo

Do Real Estate on the Go!

OPEN APP
For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share