Homes for Sale Under 400K in Bay City, TX

383 Homes for Sale

Sort by:Newest Listings

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Bay City, TX Housing Market Overview

Bay City is a buyer's market right now. Homes are sitting on the market for 125 days on average. With 6.2 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

125

Inventory

87

Sep 2021Mar 2024Mar 2026

Median Home Price

$207,250Up 0.04%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
87 Up 1.23%
Newly Listed Homes
22 Up 0.29%
Months of Supply
6.2 Down 1.60%

Housing Demand

Homes Sold
14 Up 1.00%
Sale-to-List Ratio
92.5% Down 6.22%
Homes Sold Above List
14.3% Down 5.71%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Bay City Market Report
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in Texas
Safest Places to Live in Texas
Expensive Places to Live in Texas
Cheapest Places to Live in Texas
  • mls-img
    Based on information from the North Texas Real Estate Information Systems, Inc., through Oct 11, 2026, 6:30 AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. ©2026 North Texas Real Estate Information Systems, Inc. All Rights Reserved.
  • mls-img
    Based on information from the Houston Realtors® Information Service or its MLS through Oct 11, 2026, 6:30 AM. IDX feed of MLS data is provided exclusively to Participants or Subscribers for display on their website solely for consumers’ personal, non commercial use. MLS data may not be used for any purpose other than to display prospective properties consumers may be interested in purchasing or leasing, and the MLSdata is not guaranteed accurate by the MLS. All information provided should be independently verified. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026, Houston Realtors Information Service, Inc. All Rights Reserved
Click to see all homes
static map image
Satellite
Bay City, TX Housing Marketlink qauare
Homes Available icon

383

Homes Available

Median List Price icon

$ 207,250

Median List Price

Avg on Market icon

125 Days

Avg on Market

Close IconHouzeo

Do Real Estate on the Go!

OPEN APP
For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share