$315,000
8
4Bds
2Ba
2,689sqft
Sale Pending
Spyglass Realty, Dustin Raye
$315,000
8
4Bds
2Ba
2,689sqft
Sale Pending
Spyglass Realty, Dustin Raye
$311,900
7
4Bds
2Ba
2,689sqft
Sale Pending
Texas Ally Real Estate Group, Jobe Wrzesinski
$335,000
3
4Bds
2Ba
3,288sqft
Single family home for sale
Exp Realty, Laurie Brooks
$270,000
6
4Bds
2Ba
2,421sqft
Single family home for sale
Iheart Realty And Property Management, Jonathan Trevino
$340,000
7
4Bds
2Ba
3,288sqft
Sale Pending
Jb Goodwin, Realtors, Joni Falcone
$359,900
1
4Bds
2Ba
3,020sqft
Sale Pending
Re/Max North-San Antonio, Roland Cornejo
$377,500
7
4Bds
2Ba
2,855sqft
Single family home for sale
Keller Williams Heritage, Summer Mcauley
$275,000
5
4Bds
2Ba
2,857sqft
Sale Pending
Citicapital R.E. & Mtg, Llc, Steve Benavides
$349,059
3
4Bds
2Ba
2,897sqft
Sale Pending
At Home Texas Realty, Kelly Cameron
$349,900
3
4Bds
2Ba
2,576sqft
Single family home for sale
Exp Realty, Cordelia Guevara
$289,000
6
4Bds
2Ba
1,759sqft
Single family home for sale
Coldwell Banker D'Ann Harper, Richard Davies
$265,000
6
4Bds
2Ba
1,759sqft
Sale Pending
Kuper Sotheby'S Int'L Realty, Kristian Forks
$315,000
5
4Bds
2Ba
2,855sqft
Sale Pending
Cedar Mountain Real Estate, Clayton Zavisch
$329,900
4
4Bds
2Ba
2,721sqft
Single family home for sale
Reliance Residential Realty -, Monica Polo-Benavidez
$319,999
4
4Bds
2Ba
2,689sqft
Single family home for sale
Real Broker, Llc, Kelsey Tucker
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Denver Heights and the West Side are among San Antonio's most affordable areas. Denver Heights homes typically range from $150,000 to $220,000, about ten minutes from downtown. Lackland Terrace and South San Antonio also offer below-median home prices. San Antonio's citywide median sits near $299,990, well below Austin or Dallas.
San Antonio draws much of its drinking water from the Edwards Aquifer. Growth over its recharge zone has sparked ongoing development disputes. If you're buying on the city's edges, check whether the area is in the recharge zone. You should also confirm who supplies water and if conservation restrictions apply.
Alamo Heights, Hollywood Park, and Fair Oaks Ranch rank among the safest areas. These communities report property and violent crime rates well below citywide averages. Fair Oaks Ranch and Hollywood Park maintain their own dedicated police departments. Active homeowner associations and community-watch programs reinforce neighborhood safety.
The median home sale price in San Antonio is approximately $299,990 as of mid-2026. You should also budget for closing costs, property taxes, homeowners insurance, and HOA fees. Bexar County's effective property tax rate averages around 1.73%, above the state median. Flood insurance may add costs if your property sits in a FEMA flood zone.
Yes, San Antonio is one of the strongest VA loan markets in the country. Joint Base San Antonio includes Fort Sam Houston, Lackland AFB, and Randolph AFB. With full entitlement, you face no VA loan limit and can buy with zero down. The 2026 conforming loan limit of $832,750 only applies if your entitlement is partial..
Buying in San Antonio makes sense if you plan to stay at least three to four years. That's roughly when your equity gains begin to offset closing costs and upfront fees. Renting works better for shorter stays, avoiding property taxes and maintenance costs. Your decision depends on how long you'll stay and your available cash.
San Antonio's median household income is $65,056 per year. This figure is about 16% below the national median of $77,719. The lower income is offset partly by San Antonio's below-average cost of living. Texas has no state income tax, which also boosts your take-home pay.
Most suburban HOA fees in San Antonio range from $150 to $350 per month. Your actual cost depends on the community's amenities and whether the neighborhood is gated. Some master-planned communities with pools and clubhouses may charge more. Always review the HOA's financials and rules before buying.
San Antonio offers home prices well below Austin and Dallas, plus no state income tax. A strong military presence through Joint Base San Antonio anchors steady employment opportunities. However, summers regularly exceed 100°F, which drives up your utility bills significantly. Bexar County property tax rates also run higher than the Texas state average.
Flood insurance is only mandatory if your home is in a FEMA Special Flood Hazard Area. You'll also need a federally backed mortgage for this requirement to apply. However, FEMA recommends coverage even for homes outside designated flood zones. You should always check a property's specific flood zone designation before buying.
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