- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$1,914,000
Monthly Est:$9,527
6 Beds
- 7 Baths
6 full baths + 1 half bath
3,223sqft
13658 Front Beach Rd #4, Panama City Beach, FL 32413
$1,914,000
$9,527/moEst:
Get Pre-Approved
Single Family Residence
Built in 2023
$429.33/mo HOA
0.06 acre lot
$594/sq.ft
Description
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴
ROI is up 10% over last year, YTD and growing!
Your Gateway to Paradise | Panama City Beach
An ideal opportunity to capitalize on strong Summer rental season.
Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise.
Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience.
🌊 Coastal Living Across Three Levels
First Level:
The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring:
Frigidaire Professional appliances
36'' gas range
Quartz countertops
Maple cabinetry
This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility.
Second Level:
The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring:
Double vanities
Soaking tub
Walk-in shower
Also on this level:
Two additional guest bedrooms
A bunk room
Two full bathrooms
Third Level:
Designed for flexibility and privacy, the third floor includes:
A large bedroom with private balcony and Gulf views
Additional bedroom and full bath
Bonus room ideal for a second living area, media space, or game room
✨ Luxury Features & Finishes
Gulf views from all three levels 🌊
Two wet bars with beverage refrigerators & ice maker
Luxury vinyl plank flooring throughout
Quartz countertops throughout
Maple cabinetry
Private 7-seat hot tub
Heated plunge pool and Lazy River
Three dedicated parking spaces
🌴 Resort Lifestyle Like No Other
Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river & water slides
Poolside food & beverage service
On-site restaurant & poolside bar (''License to Chill'')
Fitness center, arcade, and entertainment complex
Paddleboarding, kayaking, and beachfront activities
📍 Prime Location
Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport.
💰 Investment Meets Lifestyle
This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking.
Live the dream. Share the dream.
Welcome to Margaritaville Waterside Retreat #4 🌊
- Houzeo last checked: 4 hours ago
- Listing updated: October 2, 2026 at 11:05 am
- Listing Provided by: Melissa Harris (770) 354-6442 DRE #BK3329690 | MJH Real Estate Brokerage, LLC (770) 354-6442
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787151

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
3
County
City
Neighborhood
--
Year Built
2023
HOA Fees
$429.33/mo
Finished Area
3,223 sqft
Lot Size
0.06 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
787151
MLS Status
Active
Days on Market
201
Cumulative Days on Market
195

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Location
HOA Management
N/A
HOA Fees
$1,288/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Club House
Maintenance
Trash Pickup
Water
Cable TV
Internet
Security Guard
Game Room
Beach
AssociationManagement
Pools
FitnessFacility
LegalAccounting
RecreationFacilities
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 6
Bathrooms: 7
Bedroom
Level: Third
Area: 506.52 Square Feet
Dimensions: 10.8 x 46.9
Bedroom
Level: Third
Area: 153.18 Square Feet
Dimensions: 11.1 x 13.8
Bedroom
Level: Second
Area: 168.72 Square Feet
Dimensions: 14.8 x 11.4
Bedroom
Level: Second
Area: 180.12 Square Feet
Dimensions: 15.8 x 11.4
Bedroom
Level: First
Area: 202.06 Square Feet
Dimensions: 15.25 x 13.25
PrimaryBedroom
Level: Second
Area: 168.75 Square Feet
Dimensions: 12.5 x 13.5
Kitchen
Level: First
Area: 139.13 Square Feet
Dimensions: 10.5 x 13.25
GreatRoom
Level: First
Area: 356.50 Square Feet
Dimensions: 15.5 x 23
Interior
Sewer
Public Sewer
Interior Features
Balcony, Double Vanity, Interior Steps, Separate Shower, Upper Level Primary
Appliances
Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker
Window Features
Double Pane Windows
Exterior Features
Covered Patio, Deck
Flooring
Plank, Vinyl
Cooling
Central Air, Energy Star Qualified Equipment
Heating
Central, Energy Star Qualified Equipment
Construction
Year Built
Year Built: 2023
Home type
Single Family Residence
Roof
Metal
Construction Materials
Hardiplank Type
Utilities & Energy
Security Features
Carbon Monoxide Detectors, Twenty Four Hour Security, Security Service
Utilities
Cable Connected
Association Amenities
Beach Rights, Game Room
Parking Features
Additional Parking, Paved
Pool Features
Electric Heat, In Ground, Community
Other Features
Community Features
Beach, Clubhouse, Conference Meeting Room, Fitness Center, Game Room, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
Patio And Porch Features
Deck
Lot Features
Sprinkler System, Paved
Subdivision Name
Margaritaville Cottages
Price History
| Date | Event | Price |
|---|---|---|
07/17/2026 Source: | Price Decreased | $1,924,000 -0.26% $597/sqft |
05/25/2026 Source: | Price Decreased | $1,929,000 -1.03% $599/sqft |
03/22/2026 Source: | Price Increased | $1,949,000 +1.83% $605/sqft |
03/22/2026 Source: | Price Decreased | $1,914,000 -0.78% $594/sqft |
03/22/2026 Source: | Listed for Sale | $1,929,000 $599/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC