For Sale
Single family home for sale at 13658 Front Beach Rd #4, Panama City Beach, FL 32413 | MLS# 787151 | Listing updated on 2026-10-02
Photo 1 of Single family home for sale at 13658 Front Beach Rd #4, Panama City Beach, FL 32413 | MLS# 787151 | Listing updated on 2026-10-02
Photo 2 of Single family home for sale at 13658 Front Beach Rd #4, Panama City Beach, FL 32413 | MLS# 787151 | Listing updated on 2026-10-02
Photo 3 of Single family home for sale at 13658 Front Beach Rd #4, Panama City Beach, FL 32413 | MLS# 787151 | Listing updated on 2026-10-02
Photo 4 of Single family home for sale at 13658 Front Beach Rd #4, Panama City Beach, FL 32413 | MLS# 787151 | Listing updated on 2026-10-02
113+
Beds Icon

Street View

$1,914,000

Monthly Est:$9,527

  • Beds Icon6 Beds
  • Beds Icon
    7 Baths
  • Beds Icon3,223sqft

13658 Front Beach Rd #4, Panama City Beach, FL 32413

$9,527/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2023

  • $429.33/mo HOA

  • 0.06 acre lot

  • $594/sq.ft

Description

🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴

ROI is up 10% over last year, YTD and growing!

Your Gateway to Paradise | Panama City Beach

An ideal opportunity to capitalize on strong Summer rental season.

Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise.

Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential,
and deliver an elevated guest experience.

🌊 Coastal Living Across Three Levels

First Level:

The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring:

Frigidaire Professional appliances

36'' gas range

Quartz countertops

Maple cabinetry

This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility.

Second Level:

The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring:

Double vanities

Soaking tub

Walk-in shower


Also on this level:

Two additional guest bedrooms

A bunk room

Two full bathrooms


Third Level:

Designed for flexibility and privacy, the third floor includes:

A large bedroom with private balcony and Gulf views

Additional bedroom and full bath

Bonus room ideal for a second living area, media space, or game room

✨ Luxury Features & Finishes
Gulf views from all three levels 🌊

Two wet bars with beverage refrigerators & ice maker

Luxury vinyl plank flooring throughout

Quartz countertops throughout

Maple cabinetry

Private 7-seat hot tub

Heated plunge pool and Lazy River

Three dedicated parking spaces

🌴 Resort Lifestyle Like No Other

Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including:

580 feet of private beachfront with chair & umbrella service

2.5-acre heated oasis pool

425-foot lazy river & water slides

Poolside food & beverage service

On-site restaurant & poolside bar (''License to Chill'')

Fitness center, arcade, and entertainment complex

Paddleboarding, kayaking, and beachfront activities

📍 Prime Location

Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport.

💰 Investment Meets Lifestyle

This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking.

Live the dream. Share the dream.

Welcome to Margaritaville Waterside Retreat #4 🌊

  • Houzeo last checked: 4 hours ago
  • Listing updated: October 2, 2026 at 11:05 am
  • Listing Provided by: Melissa Harris (770) 354-6442 DRE #BK3329690 | MJH Real Estate Brokerage, LLC (770) 354-6442
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 787151 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    3

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $429.33/mo

  • Finished Area

    3,223 sqft

  • Lot Size

    0.06 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    787151

  • MLS Status

    Active

  • Days on Market

    201

  • Cumulative Days on Market

    195

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$1,288/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Club House Club House

Maintenance Maintenance

Trash Pickup Trash Pickup

Water Water

Cable TV Cable TV

Internet Internet

Security Guard Security Guard

Game Room Game Room

Beach Beach

AssociationManagement AssociationManagement

Pools Pools

FitnessFacility FitnessFacility

LegalAccounting LegalAccounting

RecreationFacilities RecreationFacilities

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 6

    Bathrooms: 7

  • Bedroom

    Level: Third

    Area: 506.52 Square Feet

    Dimensions: 10.8 x 46.9

  • Bedroom

    Level: Third

    Area: 153.18 Square Feet

    Dimensions: 11.1 x 13.8

  • Bedroom

    Level: Second

    Area: 168.72 Square Feet

    Dimensions: 14.8 x 11.4

  • Bedroom

    Level: Second

    Area: 180.12 Square Feet

    Dimensions: 15.8 x 11.4

  • Bedroom

    Level: First

    Area: 202.06 Square Feet

    Dimensions: 15.25 x 13.25

  • PrimaryBedroom

    Level: Second

    Area: 168.75 Square Feet

    Dimensions: 12.5 x 13.5

  • Kitchen

    Level: First

    Area: 139.13 Square Feet

    Dimensions: 10.5 x 13.25

  • GreatRoom

    Level: First

    Area: 356.50 Square Feet

    Dimensions: 15.5 x 23

Interior

  • Sewer

    Public Sewer

  • Interior Features

    Balcony, Double Vanity, Interior Steps, Separate Shower, Upper Level Primary

  • Appliances

    Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker

  • Window Features

    Double Pane Windows

  • Exterior Features

    Covered Patio, Deck

  • Flooring

    Plank, Vinyl

  • Cooling

    Central Air, Energy Star Qualified Equipment

  • Heating

    Central, Energy Star Qualified Equipment

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Security Features

    Carbon Monoxide Detectors, Twenty Four Hour Security, Security Service

  • Utilities

    Cable Connected

  • Association Amenities

    Beach Rights, Game Room

  • Parking Features

    Additional Parking, Paved

  • Pool Features

    Electric Heat, In Ground, Community

Other Features

  • Community Features

    Beach, Clubhouse, Conference Meeting Room, Fitness Center, Game Room, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed

  • Patio And Porch Features

    Deck

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    Margaritaville Cottages

Price History

DateEventPrice

07/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787151

Price Decreased

$1,924,000 -0.26%

$597/sqft

05/25/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787151

Price Decreased

$1,929,000 -1.03%

$599/sqft

03/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787151

Price Increased

$1,949,000 +1.83%

$605/sqft

03/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787151

Price Decreased

$1,914,000 -0.78%

$594/sqft

03/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787151

Listed for Sale

$1,929,000

$599/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC