For Sale
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Single family home for sale at 3104 W 16th Street, Panama City, FL 32401 | MLS# 795646 | Listing updated on 2026-09-20
Photo 1 of Single family home for sale at 3104 W 16th Street, Panama City, FL 32401 | MLS# 795646 | Listing updated on 2026-09-20
Photo 2 of Single family home for sale at 3104 W 16th Street, Panama City, FL 32401 | MLS# 795646 | Listing updated on 2026-09-20
Photo 3 of Single family home for sale at 3104 W 16th Street, Panama City, FL 32401 | MLS# 795646 | Listing updated on 2026-09-20
Photo 4 of Single family home for sale at 3104 W 16th Street, Panama City, FL 32401 | MLS# 795646 | Listing updated on 2026-09-20
26+
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$349,000

Monthly Est:$1,737

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,273sqft

3104 W 16th Street, Panama City, FL 32401

$1,737/moEst:

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  • Single Family Residence

  • Built in 1941

  • $-- HOA

  • 0.13 acre lot

  • $274/sq.ft

Description

Your own dock on Lake Huntington, a finished and climate-controlled outbuilding, and Historic St. Andrews less than a mile away: this 1941 cottage offers a combination that is hard to find in this part of Panama City. The home sits on the north side of 16th Street, and the sale includes the separate deeded waterfront lot and private dock directly across the street, so the screened front porch looks out toward the lake and your dock. Lake Huntington opens to St. Andrews Bay beneath the 15th Street bridge, and from the bay it is open water through St. Andrews Pass to Shell Island and the Gulf of Mexico (buyer to verify clearance and depth for their vessel). The public launc...

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  • Houzeo last checked: 17 minutes ago
  • Listing updated: September 20, 2026 at 11:32 pm
  • Listing Provided by: Chris C Allen (480) 544-8191 DRE #3618255 | Real Broker LLC (855) 450-0442
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795646 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1941

  • HOA Fees

    -

  • Finished Area

    1,273 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795646

  • MLS Status

    Active

  • Days on Market

    1

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Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Kitchen

    Level: First

    Area: 209.00 Square Feet

    Dimensions: 19 x 11

  • FamilyRoom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: First

    Area: 210.00 Square Feet

    Dimensions: 14 x 15

Interior

  • Sewer

    Public Sewer

  • Exterior Features

    Dock, Porch

  • Interior Features

    Shower Only

  • Appliances

    Electric Range, Electric Water Heater

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 1941

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Architectural Style

    Other

Utilities & Energy

  • Parking Features

    No Garage, Paved

  • Utilities

    Electricity Available

Other Features

  • Patio And Porch Features

    Covered, Porch, Screened

  • Subdivision Name

    Lakeside Plat

Price History

DateEventPrice

09/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795646

Listed for Sale

$349,000

$274/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 22, 2026, 06:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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