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$549,000
Monthly Est:$2,733
4 Beds
- 5 Baths
4 full baths + 1 half bath
2,855sqft
4138 Cobalt Cir #RO12, Panama City Beach, FL 32408
$549,000
$2,733/moEst:
Get Pre-Approved
Townhouse
Built in 2007
$1,277.67/mo HOA
-- sqft lot
$192/sq.ft
Description
Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together.
This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming.
From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjo...
- Houzeo last checked: 1 minute ago
- Listing updated: September 15, 2026 at 2:21 pm
- Listing Provided by: Tina L Gates (850) 238-2366 | Anchor Realty Florida (850) 899-7999
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795308

Property Details
Status
Active
Type
Townhouse
No. of Stories
3
County
City
Neighborhood
--
Year Built
2007
HOA Fees
$1277.67/mo
Finished Area
2,855 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
795308
MLS Status
Active
Days on Market
7
Cumulative Days on Market
4

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HOA Management
N/A
HOA Fees
$3,833/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Trash Pickup
Sewer
Security Gate
Insurance
Water
Club House
Beach
AssociationManagement
PestControl
FitnessFacility
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 5
InLawSuite
Level: Second
Area: 200.00 Square Feet
Dimensions: 20 x 10
Bedroom
Level: Third
Area: 192.00 Square Feet
Dimensions: 16 x 12
Bedroom
Level: Second
Area: 165.00 Square Feet
Dimensions: 15 x 11
PrimaryBedroom
Level: Second
Area: 221.00 Square Feet
Dimensions: 17 x 13
DiningRoom
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
Kitchen
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
LivingRoom
Level: First
Area: 441.00 Square Feet
Dimensions: 21 x 21
Interior
Heating
Central, Electric
Sewer
Public Sewer
Interior Features
Balcony, Double Vanity, Interior Steps, Jetted Tub, Separate Shower, Upper Level Primary, Walk In Closets, Home Theater
Appliances
Gas Range, Ice Maker, Wine Cooler
Exterior Features
Covered Patio
Cooling
Central Air, Ceiling Fans
Construction
Year Built
Year Built: 2007
Home type
Townhouse
Construction Materials
Hardiplank Type
Roof
Metal
Utilities & Energy
Utilities
Electricity Available, Natural Gas Available
Pool Features
Gunite, Gas Heat, In Ground, Community
Security Features
Fire Sprinkler System, Gated Community, Fire Alarm, Security Gate, Smoke Detectors
Association Amenities
Beach Rights, Gated
Parking Features
Gated
Other Features
Patio And Porch Features
Balcony, Deck
Subdivision Name
Waterhaven
Community Features
Barbecue, Beach, Clubhouse, Fitness Center, Fishing, Media Room, Pool, Community Pool, Gated
Price History
| Date | Event | Price |
|---|---|---|
09/11/2026 Source: | Listed for Sale | $549,000 $192/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 06:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC
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