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Townhouse for sale at 4138 Cobalt Cir #RO12, Panama City Beach, FL 32408 | MLS# 795308 | Listing updated on 2026-09-15
Photo 1 of Townhouse for sale at 4138 Cobalt Cir #RO12, Panama City Beach, FL 32408 | MLS# 795308 | Listing updated on 2026-09-15
Photo 2 of Townhouse for sale at 4138 Cobalt Cir #RO12, Panama City Beach, FL 32408 | MLS# 795308 | Listing updated on 2026-09-15
Photo 3 of Townhouse for sale at 4138 Cobalt Cir #RO12, Panama City Beach, FL 32408 | MLS# 795308 | Listing updated on 2026-09-15
Photo 4 of Townhouse for sale at 4138 Cobalt Cir #RO12, Panama City Beach, FL 32408 | MLS# 795308 | Listing updated on 2026-09-15
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$549,000

Monthly Est:$2,733

  • Beds Icon4 Beds
  • Beds Icon
    5 Baths
  • Beds Icon2,855sqft

4138 Cobalt Cir #RO12, Panama City Beach, FL 32408

$2,733/moEst:

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  • Townhouse

  • Built in 2007

  • $1,277.67/mo HOA

  • -- sqft lot

  • $192/sq.ft

Description

Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together.

This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming.

From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjo...

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  • Houzeo last checked: 1 minute ago
  • Listing updated: September 15, 2026 at 2:21 pm
  • Listing Provided by: Tina L Gates (850) 238-2366 | Anchor Realty Florida (850) 899-7999
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795308 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    3

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1277.67/mo

  • Finished Area

    2,855 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795308

  • MLS Status

    Active

  • Days on Market

    7

  • Cumulative Days on Market

    4

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HOA Management

N/A

HOA Fees

$3,833/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Trash Pickup Trash Pickup

Sewer Sewer

Security Gate Security Gate

Insurance Insurance

Water Water

Club House Club House

Beach Beach

AssociationManagement AssociationManagement

PestControl PestControl

FitnessFacility FitnessFacility

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 5

  • InLawSuite

    Level: Second

    Area: 200.00 Square Feet

    Dimensions: 20 x 10

  • Bedroom

    Level: Third

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • Bedroom

    Level: Second

    Area: 165.00 Square Feet

    Dimensions: 15 x 11

  • PrimaryBedroom

    Level: Second

    Area: 221.00 Square Feet

    Dimensions: 17 x 13

  • DiningRoom

    Level: First

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • Kitchen

    Level: First

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • LivingRoom

    Level: First

    Area: 441.00 Square Feet

    Dimensions: 21 x 21

Interior

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

  • Interior Features

    Balcony, Double Vanity, Interior Steps, Jetted Tub, Separate Shower, Upper Level Primary, Walk In Closets, Home Theater

  • Appliances

    Gas Range, Ice Maker, Wine Cooler

  • Exterior Features

    Covered Patio

  • Cooling

    Central Air, Ceiling Fans

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Townhouse

  • Construction Materials

    Hardiplank Type

  • Roof

    Metal

Utilities & Energy

  • Utilities

    Electricity Available, Natural Gas Available

  • Pool Features

    Gunite, Gas Heat, In Ground, Community

  • Security Features

    Fire Sprinkler System, Gated Community, Fire Alarm, Security Gate, Smoke Detectors

  • Association Amenities

    Beach Rights, Gated

  • Parking Features

    Gated

Other Features

  • Patio And Porch Features

    Balcony, Deck

  • Subdivision Name

    Waterhaven

  • Community Features

    Barbecue, Beach, Clubhouse, Fitness Center, Fishing, Media Room, Pool, Community Pool, Gated

Price History

DateEventPrice

09/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795308

Listed for Sale

$549,000

$192/sqft

Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 06:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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