Buyer

The average down payment on a house varies by region and may not be your down payment. However, it has a significant impact on loan type, interest rates, and...

Down payment requirements, which vary from 3% to 20%, are a major obstacle for many potential home buyers. For example, on a median-priced $432,849 home in Q3 2024, this amounts to $12,985 to $86,570 in down...

An adjustable-rate mortgage is one where the interest rate can change over time. It is a good option for homebuyers who want to sell or refinance their...

Mortgage insurance is a policy that can save your property from foreclosure. Annual rates for PMI and MIP are around 0.3% to 1.5% and 0.45% to...

A mortgage rate lock fixes the interest rate for your mortgage till your loan closing. Lock in your mortgage if you can manage the monthly...

Mortgage Interest Rates Forecast? Read our expert analysis and insights to help you navigate the ever-changing landscape of home...

A mortgage contingency is a clause in a real estate contract that states that the sale of the property is contingent on the buyer obtaining financing from a...

15-year mortgage rates determine the interest that homebuyers in the United States will pay on a home loan over a 15-year...

Discover how manual underwriting can help you get a mortgage approval. Learn why it matters and how it benefits you in the...

The cost of a home appraisal in North Dakota is around $800. Calculate the appraisal costs and find a home appraiser for your...