Homes for Sale Under 400K in Fort Payne, AL

8 Homes for Sale

Sort by:Newest Listings

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

Fort Payne, AL Housing Market Overview

Fort Payne is a buyer's market right now. Homes are sitting on the market for 95 days on average. With 9.8 months of supply, there's less pressure to rush and more room to negotiate on price and terms.

Status

Buyer's Market

Days on Market

95

Inventory

59

Sep 2021Mar 2024Mar 2026

Median Home Price

$214,500Down 0.14%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
59 Up 0.55%
Newly Listed Homes
16 Up 0.45%
Months of Supply
9.8 Up 6.00%

Housing Demand

Homes Sold
6 Down 0.00%
Sale-to-List Ratio
102.3% Up 5.16%
Homes Sold Above List
16.7% Down 3.33%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Fort Payne Market Report
  • mls-img
    Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 First Multiple Listing Service, Inc.

    The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
  • mls-img
    Based on information from the Greater Alabama MLS through Oct 9, 2026, 2:30 PM. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Greater Alabama MLS, Inc. All rights reserved.
  • mls-imgIDX Logo
    Based on information from the Greater Chattanooga REALTORS® (or, alternatively, from the MLS of Chattanooga, Inc.) through Oct 9, 2026, 2:30 PM. IDX information is provided exclusively for consumers' personal, non-commercial use; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and the data is deemed reliable but is not guaranteed accurate by the MLS. © 2026 the Greater Chattanooga REALTORS®. All Rights Reserved.

    Angela Fowler | Angela Fowler Real Estate, LLC. | (423) 320-4620 | afowler@catt.com
    Mailing Address: 452 Kailors Cove Cir Ringgold, GA 30736
Click to see all homes
static map image
Satellite
Fort Payne, AL Housing Marketlink qauare
Homes Available icon

8

Homes Available

Median List Price icon

$ 214,500

Median List Price

Avg on Market icon

95 Days

Avg on Market

Close IconHouzeo

Do Real Estate on the Go!

For Sale
Price
Beds & Baths
Home Type
Filters
Save Search Share