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Homes for Sale Under 400K in Palm Bay, FL

2,115 Homes for Sale

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Showing 1 - 42 of 2,115 homes for sale in Palm Bay, FL

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Palm Bay, FL Housing Market Overview

Palm Bay is a balanced market, giving buyers and sellers room to negotiate. With 5.4 months of supply and homes averaging 79 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

79

Inventory

1,315

Oct 2021Jul 2024Oct 2026

Median Home Price

$326,355Up 1.99%

In Oct 2026 · YoY

Oct 2021Jul 2024Oct 2026

Mortgage Rates 30-Yr Fixed

7.24%Down 0.08%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
1,315 Up 46.76%
Newly Listed Homes
1,445 Up 17.10%
Months of Supply
5.4 Up 63.64%

Housing Demand

Homes Sold
727 Down 11.23%
Sale-to-List Ratio
98.3% Up 0.40%
Homes Sold Above List
12.7% Up 12.34%

30-yr fixed rate 7.24% · Data as of Oct 2026 · Source: Houzeo Research.

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  • mls-img
    Based on information from Stellar MLS® through Nov 4, 2026, 12:45 PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-imgIDX Logo
    IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by BeachesMLS. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This data is not verified for authenticity or accuracy and may not reflect all real estate activity in the market. Based on information © 2026 BeachesMLS, Inc. All Rights Reserved.
  • mls-img

    Based on information from the Space Coast MLS through Nov 4, 2026, 12:45 PM. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Space Coast Association of Realtors®. All Rights Reserved.

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Homes Available icon

2,115

Homes Available

Median List Price icon

$ 326,355

Median List Price

Avg on Market icon

79 Days

Avg on Market