Skip to Main Content
Close IconHouzeo

Do Real Estate on the Go!

OPEN APP

Homes for Sale Under 100K in Panama City, FL

175 Homes for Sale

Sort by:

Showing 127 - 168 of 175 homes for sale in Panama City, FL

Don't miss out on new listings — and get instant email alerts!

Do Real Estate on the Go!

Find your dream home, receive real-time updates, and many more!

OPEN APP

Panama City, FL Housing Market Overview

Panama City is a balanced market, giving buyers and sellers room to negotiate. With 4.6 months of supply and homes averaging 85 days on the market, you can make decisions without the pressure of a highly competitive market.

Status

Balanced Market

Days on Market

85

Inventory

296

Sep 2021Mar 2024Mar 2026

Median Home Price

$292,900Down 0.12%

In Mar 2026 · YoY

Sep 2021Mar 2024Mar 2026

Mortgage Rates 30-Yr Fixed

6.23%Down 0.58%

Current rate · YoY

Loan Type

30-Year Fixed

Housing Supply

Homes For Sale
296 Up 0.10%
Newly Listed Homes
127 Up 0.63%
Months of Supply
4.6 Up 0.20%

Housing Demand

Homes Sold
65 Down 0.00%
Sale-to-List Ratio
96.8% Down 0.50%
Homes Sold Above List
10.8% Up 4.32%

30-yr fixed rate 6.23% · Data as of Mar 2026 · Source: Houzeo Research.

View Full Panama City Market Report
Millville, Panama City Neighborhood Guide
Bingoose Estates, Panama City Neighborhood Guide
Cove, Panama City Neighborhood Guide
Bunkers Cove, Panama City Neighborhood Guide
Lake Caroline, Panama City Neighborhood Guide
Edgewater Gulf Beach, Panama City Beach Neighborhood Guide
Mortgage Calculator
How Much House Can I Afford
How to Buy a House
Best Places to Live in Florida
Safest Places to Live in Florida
Expensive Places to Live in Florida
Cheapest Places to Live in Florida
  • mls-img
    Based on information from Stellar MLS® through Oct 30, 2026, 6:00 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
  • mls-imgIDX Logo
    Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 6:00 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
  • mls-img
    Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Oct 30, 2026, 6:00 AM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
  • mls-img
    Based on information from the Pensacola Association of REALTORS (alternatively, from the Pensacola MLS) through (date). This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information deemed reliable but not guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Multiple Listing Service of the Pensacola Association of REALTORS®. All Rights Reserved.
Click to see all homes
static map image
Homes Available icon

175

Homes Available

Median List Price icon

$ 292,900

Median List Price

Avg on Market icon

85 Days

Avg on Market